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10-K/A ·Filed Apr 30, 2026

OPRT

Oportun Financial Corp
NEUTRAL
Impact 2/10
Horizondays Processed5mo ago SEC0001140361-26-018269
Amended annual report (potential restatement)
Actionable Insight • Neutral

The amendment contains no new financial data or corrective disclosures. Monitor for the company's definitive proxy statement for additional governance details. No immediate trading action required.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
OPRT ▲ +0.17% at T+60d
NEUTRAL call +0.17% · α vs SPY -2.89% · entry $5.73 → $5.74
Entry = T+0 close
Apr 30, 2026
via day close
T+1d
-0.52%
call -0.52% · α -0.18%
$5.70
settled 6mo ago
T+5d
+0.26%
call +0.26% · α -2.09%
$5.75
settled 6mo ago
T+20d
-8.38%
call -8.38% · α -13.64%
$5.25
settled 5mo ago
T+60d
+0.17%
call +0.17% · α -2.89%
$5.74
settled 3mo ago

Price Chart

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Executive Summary

Oportun Financial Corporation filed Amendment No. 1 to its 10-K for the year ended December 31, 2025, solely to include Part III information (directors, executive compensation, security ownership, related transactions, and auditor fees) that was omitted from the original filing. The amendment does not restate financial statements or alter previously reported results; it reflects a routine administrative update following the decision not to file a definitive proxy statement within the 120-day window.

Key Facts

  • Amendment adds Part III Items 10-14 to the original 10-K; no financial restatement or change to financial statements.
  • Former CEO Raul Vazquez stepped down on April 3, 2026; Douglas Bland appointed CEO and director effective April 20, 2026.
  • 2025 GAAP net income of $25 million vs. net loss of $78.7 million in 2024; GAAP diluted EPS of $0.53 vs. $(1.95).
  • Adjusted EBITDA was $148 million in 2025, up 42% from $104.5 million in 2024; Adjusted EPS of $1.36 vs. $0.72.
  • Executive compensation details and related-party transactions with Neuberger Berman, Castlelake, and Findell Capital are newly disclosed.
  • No auditor change, material weakness, or going concern disclosure.

Financial Impact

No material financial impact; amendment is administrative.

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
77% bullish (13 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
10-K/A Filing (Primary)0001140361-26-018269
Document: ef20071667_ex31-2.htm0001140361-26-018269
Document: ef20071667_ex31-1.htm0001140361-26-018269
Document: 0001140361-26-018269-index-headers.html0001140361-26-018269
Document: 0001140361-26-018269-index.html0001140361-26-018269
Document: 0001140361-26-018269.txt0001140361-26-018269
10 reports for OPRT
Performance horizon
Filters
Rows
Reports for OPRT — sortable, filterable
TypeNow
Oct 20, 2026
6d ago
Press Release
NEUTRAL ★ 1/10
$9.34awaiting T+20—$9.45 (+1.18%)
Aug 25, 2026
8w ago
8-K
NEUTRAL ★ 2/10
$7.46 $8.30▲ +11.26%▲ +11.03%$9.45 (+26.68%)
Aug 17, 2026
10w ago
3
NEUTRAL ★ 1/10
$7.42 $7.80▲ +5.12%▲ +6.43%$9.45 (+27.36%)
Jul 22, 2026
13w ago
Press Release
NEUTRAL ★ 1/10
$5.30awaiting T+20—$9.45 (+78.30%)
Jun 29, 2026
17w ago
DEFA14A
NEUTRAL ★ 2/10
$5.71 $5.71· 0.00%▲ +1.03%$9.45 (+65.50%)
Jun 18, 2026
18w ago
8-K
NEUTRAL ★ 3/10
$5.40 $6.00▲ +11.11%▲ +11.26%$9.45 (+75.00%)
Jun 11, 2026
19w ago
Institutional Cluster
NEUTRAL ★ 2/10
$5.04 $5.63▲ +11.71%▲ +9.82%$9.45 (+87.50%)
Apr 30, 2026
25w ago
10-K/A
NEUTRAL ★ 2/10
$5.73 $5.25▼ −8.38%▼ −13.64%$9.45 (+64.92%)
Apr 23, 2026
26w ago
Press Release
NEUTRAL ★ 1/10
$5.77 $5.42▼ −6.07%▼ −10.09%$9.45 (+63.78%)
Apr 2, 2026
29w ago
8-K
NEUTRAL ★ 3/10
$4.61 $6.09▲ +32.10%▲ +22.23%$9.45 (+104.99%)
Showing 10 of 10

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Report published Apr 30, 2026