Monitor Bitcoin collateral value relative to loan principal and the company's ability to repay or refinance at the August 28, 2026 maturity. No immediate catalyst.
Price Chart
Executive Summary
LM Funding America extended its existing $11 million loan with Galaxy Digital LLC from June 26, 2026 to August 28, 2026, via a refinancing under the same Master Digital Currency Loan Agreement. The loan remains secured by Bitcoin collateral with no change in principal amount or terms. This is a routine extension of a short-term debt obligation, not indicative of new financial stress or growth.
Key Facts
- Extended $11 million loan maturity from June 26, 2026 to August 28, 2026
- Loan is secured by Bitcoin owned by the company
- No new borrowing; proceeds used to pay off prior loan
- Borrowed from Galaxy Digital LLC under Master Digital Currency Loan Agreement
Financial Impact
No change in debt amount; $11 million principal unchanged
Risk Factors
- If Bitcoin price declines significantly, collateral may be insufficient, triggering margin calls or default
- Company may face difficulty refinancing at maturity given small market cap and reliance on digital assets
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 4 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-242029 |
| Document: 0001193125-26-242029-index-headers.html | 0001193125-26-242029 |
| Document: 0001193125-26-242029-index.html | 0001193125-26-242029 |
| Document: 0001193125-26-242029.txt | 0001193125-26-242029 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 6d ago | DEF 14A | — | awaiting T+20 | — | — |
Oct 8, 2026 19d ago | 8-K | — | awaiting T+20 | — | — |
Jul 10, 2026 15w ago | 8-K | $0.1321 | awaiting T+20 | — | — |
Jul 8, 2026 15w ago | 8-K | $0.1495 | awaiting T+20 | — | — |
May 27, 2026 21w ago | 8-K | $0.2520 $0.1490 | ▼ −40.87% | ▼ −37.73% | — |
May 15, 2026 23w ago | 8-K | $0.2310 $0.2070 | ▲ +10.39% | ▲ +12.51% | — |
May 15, 2026 23w ago | Press Release | $0.2310 $0.2070 | ▲ +10.39% | ▲ +12.51% | — |
May 11, 2026 24w ago | 8-K | $0.2300 $0.2180 | ▲ +5.22% | ▲ +4.91% | — |
Apr 13, 2026 28w ago | 8-K | $0.2780 $0.2300 | ▲ +17.27% | ▲ +24.99% | — |
Apr 13, 2026 28w ago | Press Release | $0.2780 $0.2300 | ▲ +17.27% | ▲ +24.99% | — |
US Market Status
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