Insider Cluster (2 insiders) ·Filed Aug 17, 2026

CHYM

Chime Financial, Inc.
NEUTRAL
Impact 3/10
Horizondays Processed1mo ago
Insider cluster: 2 insiders, $5.2M total
Actionable Insight • Neutral

The CEO's $4.52M sale is notable in isolation but trivial relative to Chime's $12.1B market cap. Monitor for any subsequent Form 4 filings from other C-suite executives or a pattern of sustained selling; a single CEO sale at this scale does not warrant a bearish stance. The stock has strong analyst support (86% bullish) and significant institutional accumulation (BlackRock $230M, Vanguard $398M combined), which offsets the insider signal.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+20d ⚠ clustered
CHYM ▼ -2.07% at T+20d
NEUTRAL call ✗ call lost -2.07% · α vs SPY -0.76% · entry $31.91 → $31.25
Next anchor: T+60d in 6w
Latest observation: T+29 -41.01% FF3 residual α
Entry anchored
Aug 17, 05:03 PM ET
via 1-min bar
T+1d
+3.64%
call +3.64% · α +3.43%
$33.07
settled 6w ago
T+5d
+3.73%
call +3.73% · α +3.93%
$33.10
settled 6w ago
T+20d
-2.07%
call -2.07% · α -0.76%
$31.25
settled 17d ago
T+60d
—
call — · α —
—
in 6w

Price Chart

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Executive Summary

A cluster of insider selling at Chime Financial, with CEO Britt Christopher selling $4.52M worth of stock and 10% owner DST Global Advisors selling $667K, totaling $5.19M in open-market sales over a 7-day window. The CEO's sale is the most notable signal, as it is a large, open-market disposition by the top executive, though it represents only ~0.04% of the $12.1B market cap, falling below the 0.1% materiality threshold. The cluster is amplified by the presence of a CEO sale alongside a 10% owner, but the dollar amounts are trivial relative to company size, suggesting routine portfolio management rather than a bearish signal.

Key Financial Metrics

Direction
selling
Total Value
$5.2M
Insiders
2

Key Facts

  • CEO Britt Christopher sold 150,000 shares at $30.16 for $4.52M on 2026-08-10.
  • 10% owner DST Global Advisors Ltd sold 20,700 shares at $32.18 for $667K on 2026-08-14.
  • Total cluster value of $5.19M represents ~0.04% of Chime's $12.1B market cap.
  • No open-market purchases in the cluster; all trades are open-market sales.
  • The cluster includes one tax-withholding transaction by General Counsel Adam Frankel (12,439 shares, $398K) which is a non-cash event.

Financial Impact

Total insider selling of $5.19M, which is ~0.04% of market cap — immaterial relative to company size.

dilutioninsider ownership

Risk Factors

  • CEO selling could indicate personal diversification rather than bearish view, but if followed by additional C-suite sales, it may signal insider concern.
  • Chime's historical T+20 performance on prior reports has been negative (-2.47% avg), suggesting the stock may be prone to downside drift regardless of this filing.

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
86% bullish (28 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CHYM-1787176893518
21 reports for CHYM
Performance horizon
100% Hit rate 10 of 10 directional calls best @ T+5▲ +14.85%Sep 14, 2026
Filters
Rows
Reports for CHYM — sortable, filterable
TypeNow
Sep 16, 2026
16d ago
Insider Cluster
NEUTRAL ★ 5/10
$31.25 $26.46▼ −15.33%▼ −17.89%$27.25 (−12.80%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $30.33▲ +9.76%▲ +10.58%$27.25 (+18.92%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 14, 2026
17d ago
Insider Cluster
BEARISH ★ 5/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 11, 2026
21d ago
Insider Cluster
NEUTRAL ★ 4/10
$33.00 $30.33▼ −8.09%▼ −7.87%$27.25 (−17.42%)
Sep 10, 2026
21d ago
Insider Cluster
NEUTRAL ★ 4/10
$33.00 $30.33▼ −8.09%▼ −7.87%$27.25 (−17.42%)
Sep 10, 2026
21d ago
144
BEARISH ★ 4/10
$33.00 $30.33▲ +8.09%▲ +7.87%$27.25 (+17.42%)
Sep 9, 2026
22d ago
Insider Cluster
BEARISH ★ 6/10
$32.67 $30.72▲ +5.97%▲ +5.47%$27.25 (+16.59%)
Sep 3, 2026
28d ago
Insider Cluster
NEUTRAL ★ 2/10
$33.76 $33.97▲ +0.62%▲ +1.83%$27.25 (−19.28%)
Showing 10 of 21

US Market Status

Market Closed — Opens Mon (65h 7m)

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Report published Aug 19, 2026