Insider Cluster (5 insiders) ·Filed Aug 13, 2026

CHYM

Chime Financial, Inc.
BEARISH
Impact 5/10
Horizonweeks Processed1mo ago
Insider cluster: 5 insiders, $21.7M total
Actionable Insight ▼ Bearish

The breadth of selling across the C-suite and a major 10% owner is a cautionary signal, though the dollar amount is modest relative to the company's $12B market cap. Monitor for any upcoming earnings or material news that could explain the timing. The stock's recent volatility and the poor historical track record of high-score calls on this ticker suggest traders should not overreact to this cluster alone.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d
CHYM ▲ +6.09% at T+20d
SHORT call ✗ call lost -6.09% · α vs SPY -8.08% · entry $32.02 → $33.97
Next anchor: T+60d in 5w
Latest observation: T+33 +41.48% FF3 residual α
Entry anchored
Aug 13, 05:15 PM ET
via 1-min bar
T+1d
-1.78%
call +1.78% · α +1.31%
$31.45
settled 7w ago
T+5d
+2.37%
call -2.37% · α -3.74%
$32.78
settled 6w ago
T+20d
+6.09%
call -6.09% · α -8.08%
$33.97
settled 21d ago
T+60d
—
call — · α —
—
in 5w

Price Chart

Loading chart...

Executive Summary

A large insider selling cluster at Chime Financial, totaling $21.74M over a 7-day window, is dominated by a $15.27M open-market sale from 10% owner DST Global Advisors Ltd. The CEO, CFO, and Co-Founder also sold significant stakes. While the total value is only ~0.18% of the $12B market cap, the participation of multiple C-suite executives alongside the largest holder makes this a notable signal, though insider sales are generally weaker predictors than buys. The cluster is amplified by the presence of a 10% owner sale and C-suite participation, but the proportionality is modest, and historical calibration on this ticker shows poor predictive power for high-score calls.

Key Financial Metrics

Direction
selling
Total Value
$21.7M
Insiders
5

Key Facts

  • Total insider selling cluster of $21.74M over 7 days.
  • DST Global Advisors Ltd (10% owner) sold $15.27M in a single day on 2026-08-11.
  • CEO Christopher Britt sold $4.52M on 2026-08-10.
  • CFO Matthew Newcomb sold $566K on 2026-08-06.
  • Co-Founder Ryan King sold $1.08M on 2026-08-06.
  • Total cluster value is ~0.18% of Chime's $12B market cap.

Financial Impact

Total insider selling of $21.74M, representing ~0.18% of market cap.

insider ownershipmarket sentiment

Risk Factors

  • Insider selling could signal a lack of confidence in near-term prospects.
  • The cluster may be driven by pre-arranged 10b5-1 plans or post-IPO lockup expirations, reducing its informational value.
  • Historical performance on CHYM shows high-score calls have underperformed, suggesting this signal may be a false positive.

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
86% bullish (28 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CHYM-1786659407200
21 reports for CHYM
Performance horizon
100% Hit rate 9 of 9 directional calls best @ T+5▲ +14.85%Sep 14, 2026
Filters
Rows
Reports for CHYM — sortable, filterable
TypeNow
Sep 16, 2026
16d ago
Insider Cluster
NEUTRAL ★ 5/10
$31.25 $26.46▼ −15.33%▼ −17.89%$27.25 (−12.80%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $30.33▲ +9.76%▲ +10.58%$27.25 (+18.92%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 15, 2026
17d ago
Insider Cluster
BEARISH ★ 6/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 14, 2026
17d ago
Insider Cluster
BEARISH ★ 5/10
$33.61 $28.62▲ +14.85%▲ +16.97%$27.25 (+18.92%)
Sep 11, 2026
21d ago
Insider Cluster
NEUTRAL ★ 4/10
$33.00 $30.33▼ −8.09%▼ −7.87%$27.25 (−17.42%)
Sep 10, 2026
21d ago
Insider Cluster
NEUTRAL ★ 4/10
$33.00 $30.33▼ −8.09%▼ −7.87%$27.25 (−17.42%)
Sep 10, 2026
21d ago
144
BEARISH ★ 4/10
$33.00 $30.33▲ +8.09%▲ +7.87%$27.25 (+17.42%)
Sep 9, 2026
22d ago
Insider Cluster
BEARISH ★ 6/10
$32.67 $30.72▲ +5.97%▲ +5.47%$27.25 (+16.59%)
Sep 3, 2026
28d ago
Insider Cluster
NEUTRAL ★ 2/10
$33.76 $33.97▲ +0.62%▲ +1.83%$27.25 (−19.28%)
Showing 10 of 21

US Market Status

Market Closed — Opens Mon (65h 7m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access
Report published Aug 13, 2026