Monitor next quarter for loan growth and credit quality trends as the miss was driven by lower-than-expected loan growth despite margin expansion. The announced buyback is positive but pending regulatory approval.
Price Chart
Executive Summary
Cathay General Bancorp reported Q1 2026 earnings of $1.29 per share, missing consensus of $1.33 by 3% and down from $1.33 in Q4 2025. Net interest margin expanded to 3.43% but loan growth was minimal. The bank completed a $150M buyback and announced a new $150M program pending regulatory approval.
Key Financial Metrics
Key Facts
- Q1 2026 EPS of $1.29 missed consensus of $1.33 by 3%
- Net income of $86.9M down 4% from $90.5M in Q4 2025
- Net interest margin increased to 3.43% from 3.36%
- Total loans increased by only 0.14% to $20.17B
- Completed $150M share buyback, announced new $150M program pending regulatory approval
Financial Impact
EPS miss of $0.04, net income down $3.6M
Risk Factors
- Loan growth is slowing despite margin expansion
- New buyback program is subject to regulatory approval
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-013036 |
| Document: caty20260422_8k.htm | 0001437749-26-013036 |
| Document: 0001437749-26-013036-index-headers.html | 0001437749-26-013036 |
| Document: 0001437749-26-013036-index.html | 0001437749-26-013036 |
| Document: 0001437749-26-013036.txt | 0001437749-26-013036 |
| 8-K Data (Synthetic) | 0001437749-26-013036 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 26, 2026 1d ago | 144 | $64.72 | awaiting T+1 | — | $64.69 (−0.05%) |
Oct 21, 2026 6d ago | 8-K | $64.24 $64.30 | ▼ −0.09% | ▼ −0.62% | $64.69 (−0.70%) |
Aug 27, 2026 8w ago | Insider Cluster | $61.87 $61.21 | ▼ −1.07% | ▼ −0.77% | $64.69 (+4.56%) |
Apr 28, 2026 26w ago | Insider Cluster | $55.73 $54.80 | ▼ −1.67% | ▼ −1.66% | $64.69 (+16.08%) |
Apr 22, 2026 26w ago | 8-K | $55.25 $54.38 | ▲ +1.57% | ▲ +2.36% | $64.69 (−17.09%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers