Monitor upcoming earnings calls and guidance for commentary on integration costs from the Progressive acquisition and trajectory of nonperforming assets. The EPS miss amid rising credit costs may pressure sentiment despite balance sheet growth.
Price Chart
Executive Summary
b1BANK (BFST) reported Q1 2026 diluted EPS of $0.68, missing the $0.69 consensus estimate by $0.01, despite a 15.2% beat in the prior quarter. Revenue was not explicitly disclosed in the release, but net interest income rose 6.1% to $75.2 million. The miss follows a recent acquisition and increased expenses, with credit quality pressures emerging.
Key Financial Metrics
Key Facts
- Reported diluted EPS of $0.68 for Q1 2026, missing consensus of $0.69
- Net interest income increased to $75.2 million from $70.9 million in the prior quarter
- Nonperforming loans ratio rose 29 bps to 1.53%, and nonperforming assets to 1.38% of total assets
- Salaries, occupancy, and data processing expenses increased by $5.1 million quarter-over-quarter
- Progressive Bancorp acquisition closed on January 1, 2026, adding $773.8M in assets and $684.9M in deposits
Financial Impact
EPS miss of $0.01, with modest revenue growth but rising credit costs and expenses
Risk Factors
- Deteriorating credit quality with nonperforming loans up to 1.53% of total loans
- Operating expenses rising faster than revenue growth, pressuring margins
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3281590 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 26, 2026 today | Press Release | $31.61 | awaiting T+20 | — | $31.82 (−0.66%) |
Oct 26, 2026 today | 8-K | $31.61 | awaiting T+20 | — | $31.82 (−0.66%) |
Oct 1, 2026 25d ago | Press Release | $30.90 | awaiting T+20 | — | $31.82 (+2.98%) |
Aug 12, 2026 10w ago | Institutional Cluster | $32.28 $31.42 | ▼ −2.66% | ▼ −0.92% | $31.82 (−1.43%) |
Aug 7, 2026 11w ago | Insider Cluster | $31.54 $31.38 | ▼ −0.51% | ▲ +0.41% | $31.82 (+0.89%) |
Aug 7, 2026 11w ago | Insider Cluster | $31.54 $31.38 | ▼ −0.51% | ▲ +0.41% | $31.82 (+0.89%) |
Aug 6, 2026 11w ago | Insider Cluster | $31.66 $31.84 | ▲ +0.57% | ▲ +0.97% | $31.82 (+0.51%) |
Aug 5, 2026 11w ago | Insider Cluster | $31.71 $31.49 | ▼ −0.69% | ▼ −1.29% | $31.82 (+0.35%) |
Jul 31, 2026 12w ago | Insider Cluster | $31.92 $31.02 | ▼ −2.82% | ▼ −4.06% | $31.82 (−0.31%) |
Jul 30, 2026 12w ago | Insider Cluster | $31.82 $31.21 | ▼ −1.92% | ▼ −4.90% | $31.82 (−0.00%) |
US Market Status
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