Insider Cluster (2 insiders) ·Filed Aug 19, 2026

AFL

AFLAC INC
NEUTRAL
Impact 2/10
Horizonimmediate Processed1mo ago
Insider cluster: 2 insiders, $222K total
Actionable Insight • Neutral

No actionable signal. Japan Post's sales are routine for a large 10% owner and Director Moskowitz's $74K sale is de minimis. Monitor for any C-suite selling or acceleration in Japan Post's disposal rate, but this cluster alone does not warrant a trade.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+20d ⚠ clustered
AFL ▲ +0.89% at T+20d
NEUTRAL call ✓ call won +0.89% · α vs SPY +2.41% · entry $116.51 → $117.55
Next anchor: T+60d in 6w
Latest observation: T+29 -6.07% FF3 residual α
Entry anchored
Aug 19, 2026
via day open
T+1d
-0.29%
call -0.29% · α +0.55%
$116.17
settled 6w ago
T+5d
+0.81%
call +0.81% · α +1.19%
$117.45
settled 5w ago
T+20d
+0.89%
call +0.89% · α +2.41%
$117.55
settled 15d ago
T+60d
—
call — · α —
—
in 6w

Price Chart

Loading chart...

Executive Summary

AFLAC's insider cluster shows two distinct selling groups: Director Moskowitz sold $74K and 10% owner Japan Post Holdings sold $148K, totaling $222K in open-market sales. At a $61B market cap, this represents a trivial 0.00036% of market cap — well below the 0.1% threshold for materiality. The cluster is overwhelmingly driven by Japan Post's routine portfolio rebalancing (a 10% owner with a large legacy stake), not C-suite informed selling. No bearish signal.

Key Financial Metrics

Direction
selling
Total Value
$222.0K
Insiders
2

Key Facts

  • Two insiders sold: Director Moskowitz ($74K) and 10% owner Japan Post Holdings ($148K)
  • Total cluster value of $222K is 0.00036% of AFL's $61B market cap — trivial
  • Japan Post Holdings is a 10% owner, not management — sales likely reflect portfolio rebalancing, not negative outlook
  • No C-suite (CEO/CFO) participation in this cluster; prior 30d saw $6.6M in insider sells, consistent with routine diversification

Financial Impact

$222K total insider sales, representing 0.00036% of market cap — immaterial

Risk Factors

  • Japan Post could accelerate selling if it continues to reduce its stake, but no evidence of that here
  • Prior 30d insider sells of $6.6M suggest ongoing diversification, not a bearish thesis

Market Snapshot

Exchange
NYSE
Sector
Accident & Health Insurance
Analyst Consensus
13% bullish (23 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-AFL-1787144477852
41 reports for AFL
Performance horizon
63% Hit rate 5 of 8 directional calls best @ T+60▲ +1.72%Jun 30, 2026
Filters
Rows
Reports for AFL — sortable, filterable
TypeNow
Aug 19, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$116.51 $117.55▲ +0.89%▲ +2.41%$110.81 (−4.89%)
Aug 18, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$121.73 $117.38▼ −3.57%▼ −2.58%$110.81 (−8.97%)
Aug 17, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$120.98 $117.01▼ −3.28%▼ −1.76%$110.81 (−8.41%)
Aug 14, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$121.45 $117.01▼ −3.66%▼ −1.66%$110.81 (−8.76%)
Aug 8, 2026
7w ago
Institutional Cluster
MIXED ★ 4/10
$121.94 $115.16▼ −5.56%▼ −4.65%$110.81 (−9.13%)
Aug 6, 2026
8w ago
Press Release
NEUTRAL ★ 4/10
$124.61 $117.21▼ −5.94%▼ −5.54%$110.81 (−11.07%)
Jun 30, 2026
13w ago
8-K
BEARISH ★ 6/10
$117.25 $126.56▼ −7.94%▼ −8.97%$110.81 (+5.49%)
Jun 24, 2026
14w ago
Insider Cluster
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 24, 2026
14w ago
S-3ASR
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 2, 2026
17w ago
Insider Cluster
NEUTRAL ★ 2/10
$113.63 $118.49▲ +4.28%▲ +5.84%$110.81 (−2.48%)
Showing 10 of 41

US Market Status

Market Open — Closes in 3h 11m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access
Report published Aug 19, 2026