Insider Cluster (2 insiders) ·Filed Aug 17, 2026

AFL

AFLAC INC
NEUTRAL
Impact 2/10
Horizonimmediate Processed1mo ago
Insider cluster: 2 insiders, $1.6M total
Actionable Insight • Neutral

This cluster is too small to warrant a trading signal. Monitor Japan Post's next Form 4 for pattern continuation, but no immediate action needed. The 89% T+20 win rate on prior neutral calls for AFL suggests the stock tends to drift higher after routine filings.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+20d
AFL ▼ -3.28% at T+20d
NEUTRAL call ✗ call lost -3.28% · α vs SPY -1.76% · entry $120.98 → $117.01
Next anchor: T+60d in 6w
Latest observation: T+32 -11.26% FF3 residual α
Entry anchored
Aug 17, 04:00 AM ET
via 1-min bar
T+1d
+0.62%
call +0.62% · α +1.30%
$121.73
settled 6w ago
T+5d
-2.30%
call -2.30% · α -1.11%
$118.20
settled 6w ago
T+20d
-3.28%
call -3.28% · α -1.76%
$117.01
settled 17d ago
T+60d
—
call — · α —
—
in 6w

Price Chart

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Executive Summary

Two insiders at Aflac sold a combined $1.65M in stock over a week, with the bulk ($1.57M) coming from 10% owner Japan Post Holdings. Director Joseph Moskowitz sold a small $74K position. The total sales represent ~0.003% of Aflac's $60.9B market cap, making this a trivial cluster in absolute terms. Japan Post's sales appear routine and likely liquidity-driven, not signaling material negative news.

Key Financial Metrics

Direction
selling
Total Value
$1.6M
Insiders
2

Key Facts

  • Japan Post Holdings sold 25,800 shares total (~$3.12M) across three trades on Aug 12-13, 2026
  • Director Joseph Moskowitz sold 600 shares for ~$74K on Aug 10, 2026
  • Total cluster value of $1.65M is ~0.003% of Aflac's $60.9B market cap
  • No C-suite executives participated in the cluster
  • Japan Post's sales are likely routine portfolio rebalancing, not informed selling

Financial Impact

Total insider sales of $1.65M represent 0.003% of market cap — immaterial

Risk Factors

  • Japan Post could continue selling if this is part of a broader portfolio reduction
  • No C-suite buying to offset the selling — but selling is from a 10% owner, not management

Market Snapshot

Exchange
NYSE
Sector
Accident & Health Insurance
Analyst Consensus
13% bullish (23 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-AFL-1786971676688
41 reports for AFL
Performance horizon
63% Hit rate 5 of 8 directional calls best @ T+60▲ +1.72%Jun 30, 2026
Filters
Rows
Reports for AFL — sortable, filterable
TypeNow
Aug 19, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$116.51 $117.55▲ +0.89%▲ +2.41%$110.81 (−4.89%)
Aug 18, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$121.73 $117.38▼ −3.57%▼ −2.58%$110.81 (−8.97%)
Aug 17, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$120.98 $117.01▼ −3.28%▼ −1.76%$110.81 (−8.41%)
Aug 14, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$121.45 $117.01▼ −3.66%▼ −1.66%$110.81 (−8.76%)
Aug 8, 2026
7w ago
Institutional Cluster
MIXED ★ 4/10
$121.94 $115.16▼ −5.56%▼ −4.65%$110.81 (−9.13%)
Aug 6, 2026
8w ago
Press Release
NEUTRAL ★ 4/10
$124.61 $117.21▼ −5.94%▼ −5.54%$110.81 (−11.07%)
Jun 30, 2026
13w ago
8-K
BEARISH ★ 6/10
$117.25 $126.56▼ −7.94%▼ −8.97%$110.81 (+5.49%)
Jun 24, 2026
14w ago
Insider Cluster
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 24, 2026
14w ago
S-3ASR
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 2, 2026
17w ago
Insider Cluster
NEUTRAL ★ 2/10
$113.63 $118.49▲ +4.28%▲ +5.84%$110.81 (−2.48%)
Showing 10 of 41

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Report published Aug 17, 2026