Insider Cluster (2 insiders) ·Filed Aug 14, 2026

AFL

AFLAC INC
NEUTRAL
Impact 4/10
Horizonimmediate Processed1mo ago
Insider cluster: 2 insiders, $1.6M total
Actionable Insight • Neutral

This insider selling cluster is likely a routine portfolio adjustment by a large institutional holder and a director. For a large-cap insurer like AFLAC, this level of selling is not actionable. Monitor for any acceleration in selling volume or a change in the pattern of insider transactions, but no immediate action is warranted.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+20d
AFL ▼ -3.66% at T+20d
NEUTRAL call ✗ call lost -3.66% · α vs SPY -1.66% · entry $121.45 → $117.01
Next anchor: T+60d in 5w
Latest observation: T+32 -10.35% FF3 residual α
Entry anchored
Aug 13, 04:00 PM ET
via 1-min bar
T+1d
-0.39%
call -0.39% · α +0.09%
$120.98
settled 7w ago
T+5d
-4.43%
call -4.43% · α -3.06%
$116.07
settled 6w ago
T+20d
-3.66%
call -3.66% · α -1.66%
$117.01
settled 21d ago
T+60d
—
call — · α —
—
in 5w

Price Chart

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Executive Summary

AFLAC Inc. saw a cluster of insider selling totaling $1.55M over a week, driven by a 10% owner (Japan Post Holdings) and a director. While the total value is modest relative to AFLAC's multi-billion dollar market cap, the presence of a major shareholder reducing a position adds weight. This is a routine liquidity event for a large-cap insurer, not a signal of fundamental distress, especially given the company's strong historical performance.

Key Financial Metrics

Direction
selling
Total Value
$1.6M
Insiders
2

Key Facts

  • Two insiders sold a total of $1.55M in AFLAC stock over a 7-day window.
  • Japan Post Holdings Co., Ltd., a 10% owner, sold 12,800 shares for $1.48M.
  • Director Joseph L. Moskowitz sold 600 shares for $74,460.
  • The total selling value is approximately 0.01% of AFLAC's market cap, which is trivial.
  • AFLAC has a strong historical track record with an 89% win rate on prior analyst calls.

Financial Impact

Insider sales of $1.55M represent a negligible fraction of AFLAC's market capitalization, indicating no material financial impact.

insider_holdings

Risk Factors

  • Potential for further selling by the 10% owner if this is the start of a larger distribution plan.
  • Insider selling, while small, could be a contrarian indicator if fundamentals deteriorate unexpectedly.

Market Snapshot

Exchange
NYSE
Sector
Accident & Health Insurance
Analyst Consensus
13% bullish (23 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-AFL-1786775280042
41 reports for AFL
Performance horizon
63% Hit rate 5 of 8 directional calls best @ T+60▲ +1.72%Jun 30, 2026
Filters
Rows
Reports for AFL — sortable, filterable
TypeNow
Aug 19, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$116.51 $117.55▲ +0.89%▲ +2.41%$110.81 (−4.89%)
Aug 18, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$121.73 $117.38▼ −3.57%▼ −2.58%$110.81 (−8.97%)
Aug 17, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$120.98 $117.01▼ −3.28%▼ −1.76%$110.81 (−8.41%)
Aug 14, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$121.45 $117.01▼ −3.66%▼ −1.66%$110.81 (−8.76%)
Aug 8, 2026
7w ago
Institutional Cluster
MIXED ★ 4/10
$121.94 $115.16▼ −5.56%▼ −4.65%$110.81 (−9.13%)
Aug 6, 2026
8w ago
Press Release
NEUTRAL ★ 4/10
$124.61 $117.21▼ −5.94%▼ −5.54%$110.81 (−11.07%)
Jun 30, 2026
13w ago
8-K
BEARISH ★ 6/10
$117.25 $126.56▼ −7.94%▼ −8.97%$110.81 (+5.49%)
Jun 24, 2026
14w ago
Insider Cluster
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 24, 2026
14w ago
S-3ASR
NEUTRAL ★ 2/10
$117.75 $123.58▲ +4.95%▲ +3.02%$110.81 (−5.89%)
Jun 2, 2026
17w ago
Insider Cluster
NEUTRAL ★ 2/10
$113.63 $118.49▲ +4.28%▲ +5.84%$110.81 (−2.48%)
Showing 10 of 41

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Report published Aug 15, 2026