VEL · Q3 core EPS $0.76

Velocity Financial posted its Q3 2026 earnings presentation, showing record loan production of $911.3 million (up 23.3% YoY), core diluted EPS of $0.76 (up 10.1% YoY), and portfolio NIM of 3.78% (up 13 bps YoY). The company also disclosed the pending Toorak Capital acquisition for ~$62 million, expected to close in Q4 2026.

• Record loan production of $911.3 million in Q3 2026, up 23.3% from $739.0 million in Q3 2025
• Core diluted EPS of $0.76, up 10.1% from $0.69 in Q3 2025
• Net income of $26.4 million, up 4.1% from $25.4 million in Q3 2025
• Portfolio net interest margin of 3.78%, up 13 bps from 3.65% in Q3 2025