NAVI · Form 3 insider filing

David L. Yowan filed a Form 3 initial statement of beneficial ownership with Navient Holdings, Inc., reporting 418,490.921 shares of common stock (including performance stock units and restricted stock from the predecessor Navient Corporation) and 14,861.26 phantom stock units. This is a routine insider ownership filing with no trading activity or material financial impact.

• David L. Yowan filed Form 3 as a reporting owner of Navient Holdings, Inc.
• Reports 418,490.921 shares of common stock, including 188,590.984 performance stock units and 4,761.967 restricted shares from predecessor Navient Corporation.
• Reports 14,861.26 phantom stock units, each equivalent to one share of common stock, settled under the Navient Corporation Deferred Compensation Plan for Directors.
• Filed concurrently with a Limited Power of Attorney (Exhibit 24) authorizing others to handle Section 16 filings.