NAVI · Insider files Form 3

Anna Escobedo Cabral filed a Form 3 initial statement of beneficial ownership with Navient Holdings, Inc., reporting 60,273.324 shares of common stock and 88,051.4442 phantom stock units (settleable in common stock). This is a routine insider filing for a new reporting person and contains no material financial information.

• Reporting person Anna Escobedo Cabral filed Form 3 on 2026-11-09 for Navient Holdings, Inc.
• Beneficial ownership includes 60,273.324 shares of common stock (directly held).
• Beneficial ownership includes 88,051.4442 phantom stock units, each the economic equivalent of one common share, settled in common stock.
• Phantom stock unit balance includes 4,777.8570 units subject to vesting terms from predecessor Navient Corporation.