NAVI · Form 3 filed by new insider

Frederick Arnold filed a Form 3 initial statement of beneficial ownership with the SEC, reporting 99,397.691 shares of Navient Holdings common stock (including 4,761.967 shares of restricted stock). This is a routine filing by a new reporting person and has no material impact on the company's financials or operations.

• Frederick Arnold filed a Form 3 initial statement of beneficial ownership on 2026-11-09, reporting 99,397.691 shares of Navient Holdings common stock.
• The reported shares include 4,761.967 shares of restricted stock subject to vesting, received as a non-employee director.
• The filing is accompanied by a Limited Power of Attorney appointing Elizabeth Han, Matthew B. Wallace, and Matthew R. Sheldon as attorneys-in-fact for Section 16 reporting.
• Navient Holdings, Inc. is the successor to Navient Corporation under the Securities Exchange Act of 1934.