A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
- Introduced Mar 11
- Committee Mar 11
- Passed Senate Next
- Passed House Not yet
- To President Not yet
- Law Not yet
Where it stands
In committee, Mar 11, 2025Next: Senate vote
596d ago Mar 11, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Final votes
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Summary
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations.
Library of Congress summary, Mar 11, 2025
Summary versions
- Introduced in SenateMar 11, 2025
Actions
- SenateIntroduced in SenateMar 11, 2025
- SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.Mar 11, 2025
Bill record
Text versions1
- Introduced in SenateMar 11, 2025PDF: Introduced in Senate
Committees1
- Senate Banking, Housing, and Urban Affairs CommitteeReferred To Mar 11, 2025
Sponsor and cosponsors5 cosponsors
- Sen. Mike Rounds (R-SD)Sponsor, Mar 11, 2025
- Bill Hagerty (R-TN)OriginalJoined Mar 11, 2025
- Cynthia Lummis (R-WY)OriginalJoined Mar 11, 2025
- Mike Crapo (R-ID)OriginalJoined Mar 11, 2025
- Tim Scott (R-SC)OriginalJoined Mar 11, 2025
- John Cornyn (R-TX)Joined Apr 3, 2025
Amendments0
No amendments offered
Cost estimates and reports0
No cost estimate or committee report yet
Titles1
Official titles
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".Official Title as Introduced
Subjects1
Policy area
Related bills1
- H.J.Res. 74 119th, Identical bill Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.