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Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

H.J.Res. 74 Rep. Ralph Norman (R-SC-5) In committee
Bill text PDF
  1. Introduced Mar 6
  2. Committee Mar 6
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Mar 6, 2025Next: House vote
601d ago Mar 6, 2025: Referred to the House Committee on Financial Services.
Final votes
No roll callsNo recorded vote on this bill yet
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2companies, 5 filings
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Summary

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations.

Library of Congress summary, Mar 6, 2025

Summary versions
  • Introduced in HouseMar 6, 2025

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.