XYF

X Financial

NYSE· Finance Services· Inc. E9· CIK 0001725033 Traditional Finance

$4.88 +0.06 (+1.24%)

Oct 27 4:00 PM ET · prev $4.82

Market cap

$264.1M

Micro cap

Next earnings

Nov 12

in 15 days

1 year

−59.3%

from $12.00 · Oct 28

30 days

−4.9%

from $5.13

52-week range

$3.41–12.60

−61% from high · low Mar 26

Avg volume 20D

48.9K

shares / day

Short interest

70.9K

≈0.1% of shares · −18.0%

Days to cover

1.3

at average volume

Insider net

−$942.3K

0 buyers · 1 seller · 12 mo

New fund stakes

Q2 2026 13F · 0 exits

Filing reports

analyzed by SecBot

SecBot read BEARISH 2 reports · 90 days

Balance 1 bearish · 0 bullish · 1 neutral oldest → newest, height = score

Avg score

·High conf. 2/2 ·Next Earnings date, Nov 12, 2026

Strongest BEARISH X Financial reported Q2 2026 unaudited results showing a 56.3% YoY decline in total net revenue to RMB993.6…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

R May 27 X Financial reported Q1 2026 unaudited results showing a severe dete…
S Jun 15 1 insider sell $942.3K at $5.24
R Aug 24 X Financial reported Q2 2026 unaudited results showing a 56.3% YoY d…
X Aug 31 Short interest falls 28.9% to 86.3K

Signal stack

Where each data set points today.

InsidersBEARISH

1 insider sold $942.3K.
InstitutionsMIXED

Q2 2026: 4 added (0 new), 2 trimmed or exited.
Short sellersCOVERING

Short interest −18.0% to 70.9K shares. 1.3 days to cover, ≈0.1% of shares.
TrendDOWNTREND

6% below its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
CITADEL ADVISORS LLC	DOUBLED	79,349	$384.0K
O'SHAUGHNESSY ASSET MANAGEMENT, LLC	TRIM	62,581	$302.9K
JANE STREET GROUP, LLC	ADD	24,999	$121.0K
JPMORGAN CHASE & CO	ADD	22,843	$114.4K
MORGAN STANLEY	NEAR_EXIT	5,111	$24.7K
CITIGROUP INC	DOUBLED	379	$1.8K
Trexquant Investment LP	ADD	113,223	$466.5K
MORGAN STANLEY	TRIM	104,433	$430.3K

Quarterly 13F filings are due 45 days after each quarter ends.

Catalysts

Scheduled dates and disclosed events: earnings, FDA and trial readouts, halts, press releases. Colored dot = impact.

Upcoming

Nov 12, 2026

Earnings date

XYF Q3 2026 Earnings Scheduled — 2026-11-12

Recent

Aug 24, 2026

Earnings

X Financial Reports Second Quarter 2026 Unaudited Financial Results

SHENZHEN, China, Aug. 24, 2026 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial…

Aug 18, 2026

Earnings

X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026

SHENZHEN, China, Aug. 18, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today…

Mar 19, 2026

Earnings date

XYF Q4 2025 Earnings Scheduled — 2026-03-19

Insider ledger

Form 4

bought · 0 insiders

$942.3K

sold · 1 insider

Date	Insider	Type	Value
Aug 1, 2026	ZHANG LONGGEN Director	CONVERT	90,000 sh
Aug 1, 2026	Xue Zheng Director	CONVERT	90,000 sh
Jun 15, 2026	Wan Zheng Director	SELL	$476.1K
Jun 15, 2026	Wan Zheng Director	SELL	$466.2K