PROV

PROVIDENT FINANCIAL HOLDINGS INC

Nasdaq· Savings Institution, Federally Chartered· Inc. DE· CIK 0001010470 Traditional Finance

$18.20 +0.04 (+0.22%)

Oct 27 4:00 PM ET · prev $18.16

Market cap

$112.8M

Micro cap

Consensus

Sell

0% Buy or better · 7 analysts

Median target

$18.50

+2% · range $18.00–19.00

1 year

+16.0%

from $15.69 · Oct 28

30 days

−0.4%

from $18.27

52-week range

$15.01–18.71

−3% from high · low Nov 17

Avg volume 20D

14.4K

shares / day

Short interest

21.7K

≈0.3% of shares · +7.7%

Days to cover

1.4

at average volume

Insider net

−$131.8K

0 buyers · 1 seller · 12 mo

New fund stakes

Q2 2026 13F · 0 exits

Filing reports

analyzed by SecBot

SecBot read BEARISH 6 reports · 90 days

Balance 2 bearish · 0 bullish · 4 neutral oldest → newest, height = score

Avg score

·High conf. 4/6

Strongest NEUTRAL Provident Financial Holdings announced a new stock repurchase plan authorizing the buyback of up to 5% of…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

R Apr 28 Provident Financial reported Q3 fiscal 2026 net income of $1.35 mill…
R Apr 28 Provident Financial Holdings reported Q3 fiscal 2026 EPS of $0.21, a…
S Jun 1 to Jun 10 4 days of insider sells: $131.8K by 1 insider, avg $17.02
R Jul 28 Provident Financial Holdings reported Q4 FY2026 net income of $2.18M…
E Oct 27 Earnings: PROV Q1 2027 Earnings: EPS $0.25 (-23.4% vs est)

Signal stack

Where each data set points today.

InsidersBEARISH

1 insider sold $131.8K.
InstitutionsMIXED

Q2 2026: 3 added (0 new), 1 trimmed or exited.
AnalystsBEARISH

0 of 7 rate it Buy or better. Median target $18.50 (+2%).
Short sellersSTEADY

Short interest +7.7% to 21.7K shares. 1.4 days to cover, ≈0.3% of shares.
TrendDOWNTREND

1% below its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
SUSQUEHANNA INTERNATIONAL GROUP, LLP	ADD	32,363	$556.6K
NORTHERN TRUST CORP	TRIM	12,157	$209.1K
MORGAN STANLEY	ADD	1,593	$27.4K
UBS Group AG	ADD	997	$17.1K
MORGAN STANLEY	TRIM	1,006	$16.0K
BANK OF AMERICA CORP /DE/	NEAR_EXIT	51	$811.00
BANK OF AMERICA CORP /DE/	TRIM	2,671	$42.1K
MORGAN STANLEY	ADD	1,441	$22.7K

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

7 analysts

Sell 0% rate it Buy or better

Strong Buy0Buy0Hold4Sell1Strong Sell2

12-month targets · 2 analysts

$18.20 $18.00 $18.50 $19.00

Price is inside the target range. Median implies +2%.Targets as of Oct 28, 2026.

Recent actions

Date	Firm	Action	Rating
Aug 3, 2026	Piper Sandler MAINTAIN	MAINTAIN	Neutral

Insider ledger

Form 4

bought · 0 insiders

$131.8K

sold · 1 insider

Date	Insider	Type	Value
Aug 12, 2026	Van Stockum Michael Scott Senior Vice President	TAX W/H	$4.9K
Aug 12, 2026	Ritter Robert Scott Senior Vice President	TAX W/H	$10.8K
Aug 12, 2026	Sunarto Haryanto Lee Vice President	TAX W/H	$6.4K
Aug 12, 2026	Wertz Gwendolyn Senior Vice President	TAX W/H	$10.8K
Aug 12, 2026	TERNES DONAVON P President & CEO	TAX W/H	$24.3K
Jul 30, 2026	Webb Matthew Director	EXERCISE	$84.6K
Jul 23, 2026	Van Stockum Michael Scott Senior Vice President	AWARD	6,000 sh
Jun 10, 2026	Weiant David Senior Vice President	SELL	$46.8K

Earnings setup

Estimates

Revision history: 🔒 Fresh data, subscribers only

Period	EPS est.	Range	30D rev.	Revenue
Current Q	🔒 Fresh data, subscribers only
Next Q	🔒 Fresh data, subscribers only
Current FY	$1.22	$1.22–$1.22	+17.3%	$41.4M
Next FY	$1.27	$1.27–$1.27	+17.6%	$41.5M