COFS
CHOICEONE FINANCIAL SERVICES INCPrice
Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.
- B Mar 6 to Mar 12 3 days of insider buys: $180.5K by 3 insiders, avg $27.56
- R Apr 24 ChoiceOne Financial Services reported Q1 2026 earnings with diluted…
- R Jul 24 ChoiceOne Financial Services reported Q2 2026 net income of $12.5M (…
- X Aug 14 Short interest jumps 26.6% to 394.6K
Signal stack
Where each data set points today.
- InsidersBULLISH
3 insiders bought $180.5K at an average $27.56. No open-market sales. Price is 26% above their cost.
- InstitutionsBULLISH
Q2 2026: 14 added (0 new), 7 trimmed or exited.
- AnalystsBULLISH
7 of 9 rate it Buy or better.
- EstimatesRISING
Current-quarter EPS estimate $0.903 → $0.927 over 90 days. 3 up, 0 down in 30 days.
- TrendUPTREND
4% above its 50-day average.
Who's buying
13F· Q2 2026| Fund | Move | Value |
|---|---|---|
| STATE STREET CORP | ADD | $15.2M |
| GOLDMAN SACHS GROUP INC | ADD | $6.8M |
| AMERICAN CENTURY COMPANIES INC | DOUBLED | $6.6M |
| Nuveen, LLC | ADD | $3.2M |
| UBS Group AG | ADD | $1.2M |
| Quantinno Capital Management LP | DOUBLED | $972.4K |
| Point72 Asset Management, L.P. | TRIM | $713.8K |
| Creative Planning | ADD | $640.4K |
Quarterly 13F filings are due 45 days after each quarter ends.
The Street
9 analysts| Date | Firm | Rating |
|---|---|---|
| Jul 28, 2026 | DA Davidson MAINTAIN | Buy |
Insider ledger
Form 4| Date | Insider | Type | Value |
|---|---|---|---|
| Oct 1, 2026 | Armock Greg L. Director | AWARD | $16.6K |
| Oct 1, 2026 | Brophy Keith D. Director | AWARD | $11.8K |
| Oct 1, 2026 | Burrough Eric E Director | AWARD | $16.6K |
| Oct 1, 2026 | Coulter Curt E Director | AWARD | $6.9K |
| Oct 1, 2026 | Hicks Randy D Director | AWARD | $16.6K |
| Oct 1, 2026 | Krause Steven Theodore Director | AWARD | $16.6K |
| Oct 1, 2026 | McGinnis Bradley F. Director | AWARD | $16.6K |
| Oct 1, 2026 | Page Roxanne M Director | AWARD | $6.9K |
Earnings setup
Estimates| Period | EPS est. | Range | 30D rev. | Revenue |
|---|---|---|---|---|
| Current Q | $0.93 | $0.92–$0.93 | +0.0% | $44.5M |
| Next Q | $0.93 | $0.92–$0.93 | +0.0% | $44.9M |
| Current FY | $3.67 | $3.60–$3.70 | +0.0% | $174.8M |
| Next FY | $3.72 | $3.62–$3.80 | -0.4% | $181.3M |
Short side
FINRA· Oct 15, 2026SecBot reports
10 filings · 0 bullish · 2 bearish · 8 neutral- NEUTRAL INST-CLUSTERSep 22, 2026
An institutional cluster for COFS shows 14 buyers accumulating $9.6M in net new positions versus 7…
Monitor next 13F filing for unwinding of these positions; the cluster is dominated by passive/mega-passive buyers (Goldman Sachs, UBS, Wells Fargo) which may reflect index rebalancing rather than a…
- BEARISH 8-KJul 24, 2026
ChoiceOne Financial Services reported Q2 2026 net income of $12.5M ($0.83 diluted EPS), down from…
The EPS miss and declining net interest margin are near-term headwinds, but the strong core loan growth (11.9% annualized) and stable credit quality provide a positive narrative. Watch for further…
- NEUTRAL EFFECTJun 22, 2026
Two shelf registration statements (File Nos. 333-272337 and 333-296152) for ChoiceOne Financial…
Both shelves are now effective, giving management maximum flexibility to raise capital opportunistically. Monitor for any takedown announcements (prospectus supplements) which would signal actual…
- NEUTRAL S-3May 22, 2026
ChoiceOne Financial Services filed a universal shelf registration statement on Form S-3 to…
This is a standard shelf filing with no immediate market impact. Monitor for future prospectus supplements that would indicate an actual offering. Given the bank's stable capital position, any…
All COFS filing & press-release reports (10)
- INST-CLUSTER reportSep 22, 2026
- 8-K reportJul 24, 2026
- EFFECT reportJun 22, 2026
- S-3 reportMay 22, 2026
- 8-K reportMay 20, 2026
- 8-K reportApr 24, 2026
- CLUSTER reportMar 6, 2026
- CLUSTER reportMar 6, 2026
- CLUSTER reportFeb 27, 2026
- CLUSTER reportFeb 27, 2026