Despite reaffirming guidance, the large EPS miss and margin decline suggest near-term execution challenges. Monitor the next quarter's tax rate and cost controls, as the Street's consensus of $0.40 for Q2 implies significant improvement that may be difficult to achieve.
Price Chart
Executive Summary
Western Union reported Q1 2026 revenue flat at $983 million but GAAP EPS of $0.20 missed consensus of $0.39 by 48.7%, driven by higher expenses and a tax rate increase. The company reaffirmed full-year 2026 guidance of $1.50–$1.60 EPS, but the significant EPS miss and margin compression overshadowed strong Consumer Services growth.
Key Financial Metrics
Key Facts
- Q1 2026 GAAP revenue was $983 million, flat year-over-year.
- GAAP EPS was $0.20, missing consensus of $0.39 by 48.7%.
- GAAP and adjusted operating margin was 13%, down from 18% and 19% in prior year.
- The GAAP effective tax rate was 28%, up from 16% in prior year.
- Reaffirmed full-year 2026 EPS guidance of $1.50–$1.60.
Financial Impact
EPS miss of $0.19 and margin compression from 18% to 13%
Risk Factors
- Sustained margin pressure from higher expenses in North America
- Elevated tax rate impacting profitability
- Failure to achieve cost synergies from Intermex acquisition
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-174988 |
| Document: wu-20260424.htm | 0001193125-26-174988 |
| Document: 0001193125-26-174988-index-headers.html | 0001193125-26-174988 |
| Document: 0001193125-26-174988-index.html | 0001193125-26-174988 |
| Document: 0001193125-26-174988.txt | 0001193125-26-174988 |
| 8-K Data (Synthetic) | 0001193125-26-174988 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 14, 2026 10w ago | 8-K | $7.45 | awaiting T+60 | — | $5.95 (−20.07%) |
Jun 24, 2026 17w ago | 8-K | $7.26 $6.18 | ▼ −14.88% | ▼ −18.61% | $5.95 (−17.98%) |
May 1, 2026 25w ago | 424B5 | $9.18 $8.09 | ▼ −11.87% | ▼ −13.73% | $5.95 (−35.13%) |
Apr 28, 2026 26w ago | Insider Cluster | $8.94 $8.31 | ▼ −7.05% | ▼ −11.04% | $5.95 (−33.39%) |
Apr 24, 2026 26w ago | 8-K | $8.90 $8.47 | ▲ +4.83% | ▲ +9.91% | $5.95 (+33.09%) |
US Market Status
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