The EPS beat, record net income, and dividend hike signal strong execution and confidence in sustained performance. Traders should monitor net interest margin trends and loan growth in upcoming quarters as key drivers of valuation.
Price Chart
Executive Summary
Wintrust Financial reported Q1 2026 earnings with diluted EPS of $3.22, beating the consensus estimate of $2.96 by 8.8%. Net income reached a record $227.4 million, supported by diversified loan growth, stable net interest margin (3.56% FTE), and strong credit quality. The company also announced a 10% increase in its quarterly dividend to $0.55 per share.
Key Financial Metrics
Key Facts
- EPS of $3.22 vs. consensus of $2.96, representing an 8.8% beat
- Record net income of $227.4 million, up 2% QoQ and 20% YoY
- Net interest margin improved to 3.56% on a fully taxable-equivalent (FTE) basis
- Total loans increased by $1.0 billion (7% annualized), deposits up $1.2 billion (8% annualized)
- Dividend increased to $0.55 per share, a 10% increase from prior quarter
Financial Impact
EPS beat of 8.8% on revenue near prior quarter levels; dividend increased 10%
Risk Factors
- Net interest income declined QoQ due to two fewer calendar days, despite balance sheet growth
- Sensitivity to interest rate changes remains, with potential margin compression in a falling rate environment
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3277484 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | Press Release | $150.77 | awaiting T+60 | — | $151.17 (+0.27%) |
Oct 21, 2026 5d ago | 144 | $147.36 | awaiting T+60 | — | $151.17 (+2.59%) |
Oct 19, 2026 7d ago | 8-K | $146.28 | awaiting T+60 | — | $151.17 (+3.34%) |
Oct 19, 2026 7d ago | Press Release | $146.28 | awaiting T+60 | — | $151.17 (+3.34%) |
Sep 30, 2026 26d ago | Press Release | $143.55 | awaiting T+60 | — | $151.17 (+5.31%) |
Jul 20, 2026 14w ago | 8-K | $158.93 $142.79 | ▼ −10.16% | ▼ −14.13% | $151.17 (−4.88%) |
Jul 20, 2026 14w ago | Press Release | $158.93 $142.79 | ▼ −10.16% | ▼ −14.13% | $151.17 (−4.88%) |
Jun 30, 2026 16w ago | Press Release | $162.79 $144.32 | ▼ −11.35% | ▼ −14.22% | $151.17 (−7.14%) |
Apr 20, 2026 27w ago | Press Release | $150.26 $166.90 | ▲ +11.07% | ▲ +4.18% | $151.17 (+0.61%) |
Apr 15, 2026 27w ago | Press Release | $145.24 $161.50 | ▲ +11.20% | ▲ +4.15% | $151.17 (+4.08%) |
US Market Status
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