8-K ·Filed Apr 23, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor next quarter's loan growth and net interest margin trajectory to confirm sustainability of the positive trend.
Final — all horizons settled through T+60d
VABK ▲ +10.72% at T+60d
LONG call ✓ call won +10.72% · α vs SPY +5.70% · entry $41.43 → $45.87
T+1d
+1.09%
call +1.09% · α +0.30%
$41.88
settled 6mo ago
T+5d
+1.91%
call +1.91% · α +0.43%
$42.22
settled 6mo ago
T+20d
+3.07%
call +3.07% · α -1.57%
$42.70
settled 5mo ago
T+60d
+10.72%
call +10.72% · α +5.70%
$45.87
settled 3mo ago
Price Chart
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Executive Summary
Virginia National Bankshares Corp (VABK) reported Q1 2026 earnings of $0.97 per share, a 17% increase YoY, driven by lower funding costs and improved net interest margin. The company also declared its regular $0.36 quarterly dividend. Asset quality improved with nonperforming assets falling to 0.36% of total assets.
Key Financial Metrics
EPS
$0.97
Revenue
$18.9M
-0.7% YoY
Rating
beat
Key Facts
- Q1 2026 EPS of $0.97, up 17% YoY from $0.83
- Net interest margin (FTE) improved to 3.40% from 3.28% YoY
- Cost of funds decreased 19 bps YoY to 1.68%
- Nonperforming assets as a % of total assets improved to 0.36% from 0.56% in Q4 2025
- Declared regular $0.36 quarterly dividend
Financial Impact
$5.3 million net income, $0.97 EPS
epsnet_interest_margincost_of_funds
Risk Factors
- Potential for margin compression if interest rates remain low
Market Snapshot
Exchange
Nasdaq
Sector
National Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-171985 |
| Document: vabk-20260422.htm | 0001193125-26-171985 |
| Document: 0001193125-26-171985-index-headers.html | 0001193125-26-171985 |
| Document: 0001193125-26-171985-index.html | 0001193125-26-171985 |
| Document: 0001193125-26-171985.txt | 0001193125-26-171985 |
| 8-K Data (Synthetic) | 0001193125-26-171985 |
5 reports for VABK
Track record builds as more directional reports settle.
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 8, 2026 19d ago | 8-K | $49.13 | awaiting T+60 | — | $49.15 (+0.04%) |
Jul 23, 2026 13w ago | Press Release | $44.87 $49.37 | ▲ +10.03% | ▲ +6.74% | $49.15 (+9.54%) |
May 15, 2026 23w ago | 8-K | $41.45 $47.06 | ▲ +13.53% | ▲ +9.02% | $49.15 (+18.58%) |
Apr 30, 2026 25w ago | DEFA14A | $42.20 $45.94 | ▲ +8.86% | ▲ +5.75% | $49.15 (+16.47%) |
Apr 23, 2026 26w ago | 8-K | $41.43 $45.87 | ▲ +10.72% | ▲ +5.70% | $49.15 (+18.63%) |
Showing 5 of 5
US Market Status
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