The strong earnings beat and margin expansion suggest improved net interest income performance, while the dividend increase signals confidence in future earnings. Monitor net interest margin trends and loan growth in upcoming quarters.
Price Chart
Executive Summary
Univest Financial reported Q1 2026 earnings of $0.96 diluted EPS, beating consensus of $0.83 by 15.7%, driven by strong net interest income growth and margin expansion. The company also raised its quarterly dividend by 4.5% to $0.23 per share.
Key Financial Metrics
Key Facts
- Q1 2026 diluted EPS of $0.96 beat consensus of $0.83 by 15.7%
- Net interest income increased 11.6% YoY to $63.4 million
- Net interest margin improved to 3.33% from 3.09% in Q1 2025
- Declared quarterly dividend of $0.23 per share, a 4.5% increase
- Noninterest income increased 7.5% YoY to $24.1 million
Financial Impact
$0.13 EPS beat, $1.7 million noninterest income beat, 24 basis point net interest margin beat
Risk Factors
- Nonperforming assets increased to $41.2 million from $37.8 million
- Provision for credit losses decreased, but asset quality remains a watch item
- Noninterest expense increased 6.8% YoY to $52.7 million
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000102212-26-000022 |
| Document: uvsp-20260422.htm | 0000102212-26-000022 |
| Document: 0000102212-26-000022-index-headers.html | 0000102212-26-000022 |
| Document: 0000102212-26-000022-index.html | 0000102212-26-000022 |
| Document: 0000102212-26-000022.txt | 0000102212-26-000022 |
| 8-K Data (Synthetic) | 0000102212-26-000022 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jul 23, 2026 13w ago | 8-K | $44.18 $41.05 | ▼ −7.08% | ▼ −11.64% | $42.25 (−4.37%) |
Jul 22, 2026 13w ago | Press Release | $44.18 $41.05 | ▲ +7.08% | ▲ +11.64% | $42.25 (+4.37%) |
Jul 7, 2026 15w ago | Press Release | $43.69 | awaiting T+60 | — | $42.25 (−3.30%) |
Jun 9, 2026 19w ago | Insider Cluster | $41.21 $41.63 | ▲ +1.02% | ▼ −2.79% | $42.25 (+2.52%) |
Apr 23, 2026 26w ago | 8-K | $37.29 $44.06 | ▲ +18.16% | ▲ +13.14% | $42.25 (+13.31%) |
Apr 22, 2026 26w ago | Press Release | $37.29 $44.06 | ▲ +18.16% | ▲ +13.14% | $42.25 (+13.31%) |
Apr 7, 2026 28w ago | Press Release | $35.58 | awaiting T+60 | — | $42.25 (+18.75%) |
US Market Status
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