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Insider Cluster (2 insiders) ·Filed May 11, 2026

USCB

USCB FINANCIAL HOLDINGS, INC.
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 2 insiders, $215K total
Actionable Insight • Neutral

The dollar amount is too small to move the stock. The CEO's exercise-and-sell is a standard cashless exercise pattern, not a bearish signal. Director Abadin's sale is also small relative to his likely holdings. No follow-up action warranted unless a larger cluster emerges.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
USCB ▲ +22.63% at T+60d
NEUTRAL call +22.63% · α vs SPY +18.24% · entry $18.25 → $22.38
Entry = T+0 close
May 11, 2026
via day close
T+1d
+0.44%
call +0.44% · α +0.57%
$18.33
settled 6mo ago
T+5d
-1.04%
call -1.04% · α -0.96%
$18.06
settled 5mo ago
T+20d
+4.49%
call +4.49% · α +4.80%
$19.07
settled 5mo ago
T+60d
+22.63%
call +22.63% · α +18.24%
$22.38
settled 3mo ago

Price Chart

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Executive Summary

Two USCB insiders — the CEO and a director — sold a combined $215K in open-market sales over a 3-day window. The CEO's sale was paired with a derivative exercise at a lower strike, locking in a $33K profit. At 0.06% of market cap, the dollar value is trivial and does not signal material bearish conviction.

Key Financial Metrics

Direction
selling
Total Value
$215.0K
Insiders
2

Key Facts

  • CEO Luis de la Aguilera sold 5,279 shares at $18.27 for $96K on May 11, after exercising derivatives at $12.05 (net profit ~$33K)
  • Director Ramon Abadin sold 6,552 shares at $18.03 for $118K on May 13
  • Total cluster value: $215K, or ~0.06% of USCB's $332M market cap
  • The CEO's sale is a same-day exercise-and-sell — a routine cashless exercise pattern, not a discretionary bearish signal
  • No open-market purchases in the cluster

Financial Impact

Total insider sales of $215K represent 0.06% of market cap — immaterial

insider ownershipfloat

Risk Factors

  • No material risk identified from this cluster alone
  • If future filings show additional insider sales at higher volumes, the pattern could become concerning

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
73% bullish (11 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-USCB-1778765664526
24 reports for USCB
Performance horizon
80% Hit rate @ T+60 4 of 5 directional calls Went positive at some point 4 of 5 best @ T+60▲ +6.80%Apr 23, 2026
Filters
Rows
Reports for USCB — sortable, filterable
TypeNow
Oct 22, 2026
3d ago
Press Release
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 22, 2026
3d ago
8-K
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 19, 2026
6d ago
8-K
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Oct 19, 2026
6d ago
Press Release
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Jul 28, 2026
12w ago
8-K
BULLISH ★ 6/10
$22.65 $22.29▼ −1.59%▼ −5.94%$19.99 (−11.74%)
Jul 23, 2026
13w ago
Press Release
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 23, 2026
13w ago
8-K
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 20, 2026
13w ago
Press Release
NEUTRAL ★ 2/10
$20.42 $22.15▲ +8.47%▲ +4.50%$19.99 (−2.11%)
Jul 6, 2026
15w ago
Press Release
NEUTRAL ★ 1/10
$20.23 $21.83▲ +7.91%▲ +5.70%$19.99 (−1.19%)
May 27, 2026
21w ago
8-K
NEUTRAL ★ 2/10
$18.54 $22.44▲ +21.04%▲ +19.30%$19.99 (+7.82%)
Showing 10 of 24

US Market Status

Market Closed — Opens in 20m

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Report published May 14, 2026