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Insider Cluster (2 insiders) ·Filed May 1, 2026

USCB

USCB FINANCIAL HOLDINGS, INC.
MIXED
Impact 4/10
Horizondays Processed5mo ago
Insider cluster: 2 insiders, $541K total
Actionable Insight ◆ Mixed

The insider selling, while not alarming in size relative to market cap, clusters after a strong earnings beat. Monitor for further insider sales ahead of next quarter's results; any acceleration would be a caution signal.

DirectionMixed
Confidencehigh
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
USCB ▲ +20.96% at T+60d
NEUTRAL call +20.96% · α vs SPY +17.39% · entry $17.96 → $21.72
Entry = T+0 close
May 1, 2026
via day close
T+1d
-0.17%
call -0.17% · α -0.97%
$17.93
settled 6mo ago
T+5d
+0.39%
call +0.39% · α -2.58%
$18.02
settled 6mo ago
T+20d
+2.79%
call +2.79% · α -3.00%
$18.46
settled 5mo ago
T+60d
+20.96%
call +20.96% · α +17.39%
$21.72
settled 3mo ago

Price Chart

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Executive Summary

Two USCB insiders (CEO and a 10% owner) sold a combined total of ~$779K in open-market sales over the past week, representing ~0.24% of market cap. The CEO's sales follow option exercises, occurring right after a strong quarterly earnings report with record EPS.

Key Financial Metrics

Direction
selling
Total Value
$779.0K
Insiders
2

Key Facts

  • CEO Luis de la Aguilera sold 30,000 shares total (~$544K) on May 5-6 after exercising options
  • 10% owner Kirk Wycoff sold 12,848 shares (~$235K) on May 1
  • Total insider selling of $779K is modest at 0.24% of $331M market cap
  • Sales follow a record Q1 earnings report (EPS $0.51, +33% YoY) filed 14 days earlier

Financial Impact

Insiders sold $779K in total, reflecting routine portfolio diversification and option exercise profit-taking

insider holdingsshare count

Risk Factors

  • Continued insider selling could signal management's view that current valuation is rich
  • Market may overreact to insider sales given recent positive momentum

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
73% bullish (11 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-USCB-1778167244808
24 reports for USCB
Performance horizon
80% Hit rate @ T+60 4 of 5 directional calls Went positive at some point 4 of 5 best @ T+60▲ +6.80%Apr 23, 2026
Filters
Rows
Reports for USCB — sortable, filterable
TypeNow
Oct 22, 2026
3d ago
Press Release
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 22, 2026
3d ago
8-K
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 19, 2026
6d ago
8-K
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Oct 19, 2026
6d ago
Press Release
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Jul 28, 2026
12w ago
8-K
BULLISH ★ 6/10
$22.65 $22.29▼ −1.59%▼ −5.94%$19.99 (−11.74%)
Jul 23, 2026
13w ago
Press Release
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 23, 2026
13w ago
8-K
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 20, 2026
13w ago
Press Release
NEUTRAL ★ 2/10
$20.42 $22.15▲ +8.47%▲ +4.50%$19.99 (−2.11%)
Jul 6, 2026
15w ago
Press Release
NEUTRAL ★ 1/10
$20.23 $21.83▲ +7.91%▲ +5.70%$19.99 (−1.19%)
May 27, 2026
21w ago
8-K
NEUTRAL ★ 2/10
$18.54 $22.44▲ +21.04%▲ +19.30%$19.99 (+7.82%)
Showing 10 of 24

US Market Status

Market Closed — Opens in 20m

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Report published May 7, 2026