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8-K ·Filed May 1, 2026

USCB

USCB FINANCIAL HOLDINGS, INC.
NEUTRAL
Impact 2/10
Horizondays Processed5mo ago SEC0000927089-26-000084
8-K material event: Items 1.02
Actionable Insight • Neutral

The filing is administrative with no immediate financial impact. Monitor for any subsequent share sales by Patriot (10.2% holder) or further board changes. Quarterly results will provide insight into operational trends.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
USCB ▲ +23.43% at T+60d
NEUTRAL call +23.43% · α vs SPY +20.36% · entry $18.35 → $22.65
Entry = T+0 close
May 1, 2026
via day close
T+1d
-0.93%
call -0.93% · α -0.58%
$18.18
settled 6mo ago
T+5d
+0.05%
call +0.05% · α -2.29%
$18.36
settled 6mo ago
T+20d
-0.22%
call -0.22% · α -5.50%
$18.31
settled 5mo ago
T+60d
+23.43%
call +23.43% · α +20.36%
$22.65
settled 3mo ago

Price Chart

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Executive Summary

USCB Financial Holdings and Patriot Financial Partners mutually terminated a Side Letter Agreement originally from December 2021, following the resignation of Patriot's board representative. Patriot retains a 10.2% stake but the agreement's termination appears amicable and without financial consideration.

Key Facts

  • Mutual termination of Side Letter Agreement dated December 30, 2021, solely with respect to Patriot Financial
  • Patriot beneficially owns 10.2% of USCB's outstanding Class A Voting Common Stock
  • W. Kirk Wycoff, Patriot's representative, resigned from USCB and U.S. Century Bank boards on April 6, 2026
  • No termination fees, payments, or material financial impact disclosed
  • Priam Capital Fund II remains a party to the Side Letter Agreement with full rights unchanged

Financial Impact

No financial consideration or fees mentioned; no material impact identified

Risk Factors

  • Patriot may reduce or exit its position, potentially creating selling pressure
  • Loss of investor confidence if the termination signals governance or strategic disagreements

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
73% bullish (11 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0000927089-26-000084
Exhibit: ex_951213.htm0000927089-26-000084
Document: 0000927089-26-000084-index-headers.html0000927089-26-000084
Document: 0000927089-26-000084-index.html0000927089-26-000084
Document: 0000927089-26-000084.txt0000927089-26-000084
24 reports for USCB
Performance horizon
80% Hit rate @ T+60 4 of 5 directional calls Went positive at some point 4 of 5 best @ T+60▲ +6.80%Apr 23, 2026
Filters
Rows
Reports for USCB — sortable, filterable
TypeNow
Oct 22, 2026
3d ago
Press Release
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 22, 2026
3d ago
8-K
MIXED ★ 5/10
$22.34awaiting T+60—$19.99 (−10.52%)
Oct 19, 2026
6d ago
8-K
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Oct 19, 2026
6d ago
Press Release
NEUTRAL ★ 2/10
$22.49awaiting T+60—$19.99 (−11.12%)
Jul 28, 2026
12w ago
8-K
BULLISH ★ 6/10
$22.65 $22.29▼ −1.59%▼ −5.94%$19.99 (−11.74%)
Jul 23, 2026
13w ago
Press Release
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 23, 2026
13w ago
8-K
BULLISH ★ 6/10
$21.67 $22.24▲ +2.63%▼ −0.66%$19.99 (−7.75%)
Jul 20, 2026
13w ago
Press Release
NEUTRAL ★ 2/10
$20.42 $22.15▲ +8.47%▲ +4.50%$19.99 (−2.11%)
Jul 6, 2026
15w ago
Press Release
NEUTRAL ★ 1/10
$20.23 $21.83▲ +7.91%▲ +5.70%$19.99 (−1.19%)
May 27, 2026
21w ago
8-K
NEUTRAL ★ 2/10
$18.54 $22.44▲ +21.04%▲ +19.30%$19.99 (+7.82%)
Showing 10 of 24

US Market Status

Market Closed — Opens in 20m

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Report published May 1, 2026