The in-line earnings with no guidance change suggest limited near-term stock movement. Monitor the full 10-Q for loan growth, credit quality, and net interest income details to assess the trajectory.
Price Chart
Executive Summary
Unity Bancorp reported Q2 2026 EPS of $1.42, slightly below the $1.44 consensus, representing a modest in-line miss. The bank maintained strong profitability with a 2.01% ROAA and 4.56% net interest margin, but no revenue figure or guidance change was provided in the release.
Key Financial Metrics
Key Facts
- Q2 2026 EPS of $1.42 vs consensus $1.44 (miss of ~1.4%)
- Net income of $14.5 million for the quarter
- Return on average assets of 2.01% and return on average equity of 15.86%
- Net interest margin of 4.56%
- Assets of approximately $3.2 billion and deposits of $2.5 billion
Financial Impact
EPS miss of ~$0.02 per share, or ~1.4% below consensus; no revenue figure disclosed
Risk Factors
- Elevated interest rate environment pressuring net interest margin
- Macroeconomic uncertainty affecting loan demand and credit performance
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3326661 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 13, 2026 14d ago | 8-K | $55.39 | awaiting T+60 | — | $58.01 (+4.74%) |
Sep 23, 2026 4w ago | 8-K | $55.33 | awaiting T+60 | — | $58.01 (+4.85%) |
Sep 10, 2026 6w ago | 8-K | $60.13 | awaiting T+60 | — | $58.01 (−3.52%) |
Aug 7, 2026 11w ago | 8-K | $59.66 | awaiting T+60 | — | $58.01 (−2.76%) |
Jul 14, 2026 15w ago | 8-K | $55.54 $54.61 | ▼ −1.67% | ▼ −5.05% | $58.01 (+4.46%) |
Jul 14, 2026 15w ago | Press Release | $55.54 $54.61 | ▼ −1.67% | ▼ −5.05% | $58.01 (+4.46%) |
May 21, 2026 22w ago | Press Release | $54.58 $60.17 | ▲ +10.24% | ▲ +7.05% | $58.01 (+6.29%) |
Apr 22, 2026 26w ago | 8-K | $52.77 $57.11 | ▲ +8.22% | ▲ +3.21% | $58.01 (+9.94%) |
Apr 14, 2026 28w ago | 8-K | $55.00 $56.32 | ▼ −2.40% | ▲ +6.12% | $58.01 (−5.48%) |
Apr 14, 2026 28w ago | Press Release | $55.00 $56.32 | ▲ +2.40% | ▼ −6.12% | $58.01 (+5.48%) |
US Market Status
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