Insider Cluster (2 insiders) ·Filed Jul 31, 2026
Insider cluster: 2 insiders, $283K total
Actionable Insight • Neutral
The sale amounts are too small to convey any informed view. These are likely routine portfolio diversification trades. No trading action warranted.
Latest settled — T+20d
UMBF ▼ -3.68% at T+20d
NEUTRAL call -3.68% · α vs SPY -4.92% · entry $147.04 → $141.63
Latest observation: T+58 -5.24% FF3 residual α
T+1d
+0.88%
call +0.88% · α -0.93%
$148.33
settled 3mo ago
T+5d
-0.63%
call -0.63% · α -2.66%
$146.11
settled 3mo ago
T+20d
-3.68%
call -3.68% · α -4.92%
$141.63
settled 2mo ago
T+60d
Pending
due 13h ago
Price Chart
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Executive Summary
Two UMBF insiders (a director and the CHRO) sold a total of $283K in open-market transactions over a 7-day window. This represents less than 0.003% of the company's $11.1B market cap — a trivial amount with no material signal.
Key Financial Metrics
Direction
selling
Total Value
$283.0K
Insiders
2
Key Facts
- Total insider sales: $283K (0.00255% of market cap)
- Two insiders: Director Kevin Gallagher sold $52K, CHRO Robert Beaird sold $231K
- All transactions were open-market sales on July 31, 2026
- No insider purchases in this cluster
Financial Impact
No material financial impact — $283K is a rounding error for an $11.1B company
Risk Factors
- No material risk identified from this cluster
Market Snapshot
Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
83% bullish (18 analysts)
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-UMBF-1785564167447 |
7 reports for UMBF
Track record builds as more directional reports settle.
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 3, 2026 7w ago | Insider Cluster | $143.76 $129.80 | ▼ −9.71% | ▼ −10.31% | $135.51 (−5.74%) |
Sep 1, 2026 7w ago | 8-K | $141.91 $130.01 | ▼ −8.39% | ▼ −8.30% | $135.51 (−4.51%) |
Aug 18, 2026 9w ago | Insider Cluster | $146.10 $134.76 | ▼ −7.76% | ▼ −6.92% | $135.51 (−7.25%) |
Aug 7, 2026 11w ago | Insider Cluster | $146.11 $142.55 | ▼ −2.44% | ▼ −1.52% | $135.51 (−7.25%) |
Aug 6, 2026 11w ago | Insider Cluster | $145.60 $143.76 | ▲ +1.26% | ▲ +0.87% | $135.51 (+6.93%) |
Aug 4, 2026 11w ago | Insider Cluster | $146.81 $141.91 | ▼ −3.34% | ▼ −2.74% | $135.51 (−7.70%) |
Jul 31, 2026 12w ago | Insider Cluster | $147.04 $141.63 | ▼ −3.68% | ▼ −4.92% | $135.51 (−7.84%) |
Showing 7 of 7
US Market Status
Market Closed — Opens Wed (12h 47m)
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