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Insider Cluster (7 insiders) ·Filed Aug 6, 2026

UMBF

UMB FINANCIAL CORP
BEARISH
Impact 4/10
Horizonweeks Processed2mo ago
Insider cluster: 7 insiders, $1.7M total
Actionable Insight ▼ Bearish

The breadth of selling across the C-suite and board is unusual for a bank with 84% analyst bullishness. Monitor for any upcoming 8-K or earnings pre-announcement. If the stock breaks below $144 (the lowest sale price in the cluster), it could signal further insider selling or negative news flow.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d ⚠ clustered
UMBF ▼ -1.26% at T+20d
SHORT call ✓ call won +1.26% · α vs SPY +0.87% · entry $145.60 → $143.76
Next anchor: T+60d in 3d
Latest observation: T+55 +7.85% FF3 residual α
Entry = T+0 close
Aug 6, 2026
via day close
T+1d
+0.35%
call -0.35% · α -0.38%
$146.11
settled 3mo ago
T+5d
+4.42%
call -4.42% · α -4.02%
$152.04
settled 3mo ago
T+20d
-1.26%
call +1.26% · α +0.87%
$143.76
settled 8w ago
T+60d
Pending
in 3d

Price Chart

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Executive Summary

A cluster of 7 UMBF insiders, including the Chairman/CEO and multiple C-suite executives, sold a total of ~$1.65M in open-market sales over a 7-day window. The CEO alone sold ~$2.86M (including a non-cash gift) across two days. While the total dollar value is only ~0.015% of the $11.2B market cap, the breadth of selling across senior leadership is notable and warrants monitoring for any upcoming negative news or earnings disappointment.

Key Financial Metrics

Direction
selling
Total Value
$1.6M
Insiders
7

Key Facts

  • 7 insiders sold shares in a 7-day window ending 2026-08-05
  • Chairman/CEO J. Mariner Kemper sold ~$2.86M in open-market sales (two transactions) and gifted 9,761 shares
  • Total open-market sales value: ~$1.65M (excluding CEO's gift)
  • Sales represent ~0.015% of UMBF's $11.2B market cap
  • Selling includes the CEO, President of Institutional Banking, President of Private Wealth Mgmt, EVP, CAO, CHRO, and a Director

Financial Impact

~$1.65M in open-market insider sales over 7 days, or ~0.015% of market cap

insider ownership

Risk Factors

  • Insider sales may be pre-planned 10b5-1 trades or tax-related, reducing signal value
  • Total dollar amount is small relative to market cap, limiting materiality
  • No accompanying negative corporate news or filing to explain the selling

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
84% bullish (19 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-UMBF-1786050069013
7 reports for UMBF
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for UMBF — sortable, filterable
TypeNow
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 2/10
$143.76 $129.80▼ −9.71%▼ −10.31%$134.26 (−6.61%)
Sep 1, 2026
7w ago
8-K
BULLISH ★ 5/10
$141.91 $130.01▼ −8.39%▼ −8.30%$134.26 (−5.39%)
Aug 18, 2026
9w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.10 $134.76▼ −7.76%▼ −6.92%$134.26 (−8.10%)
Aug 7, 2026
11w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.11 $142.55▼ −2.44%▼ −1.52%$134.26 (−8.11%)
Aug 6, 2026
11w ago
Insider Cluster
BEARISH ★ 4/10
$145.60 $143.76▲ +1.26%▲ +0.87%$134.26 (+7.79%)
Aug 4, 2026
11w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.81 $141.91▼ −3.34%▼ −2.74%$134.26 (−8.55%)
Jul 31, 2026
12w ago
Insider Cluster
NEUTRAL ★ 2/10
$147.04 $141.63▼ −3.68%▼ −4.92%$134.26 (−8.69%)
Showing 7 of 7

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Report published Aug 6, 2026