SecBot SecBot
Insider Cluster (5 insiders) ·Filed Aug 4, 2026

UMBF

UMB FINANCIAL CORP
NEUTRAL
Impact 3/10
Horizondays Processed2mo ago
Insider cluster: 2 insiders, $902K total
Actionable Insight • Neutral

The insider selling is too small relative to market cap to be a meaningful signal. Monitor for any upcoming earnings or material events that might have prompted the sales, but no immediate trading action is warranted based on this cluster alone.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+20d
UMBF ▼ -3.34% at T+20d
NEUTRAL call -3.34% · α vs SPY -2.74% · entry $146.81 → $141.91
Next anchor: T+60d tomorrow
Latest observation: T+56 -8.10% FF3 residual α
Entry = T+0 close
Aug 4, 2026
via day close
T+1d
-1.14%
call -1.14% · α -0.98%
$145.13
settled 3mo ago
T+5d
+1.80%
call +1.80% · α +1.45%
$149.45
settled 3mo ago
T+20d
-3.34%
call -3.34% · α -2.74%
$141.91
settled 8w ago
T+60d
Pending
tomorrow

Price Chart

Loading chart...

Executive Summary

A cluster of insider selling at UMBF, led by Chairman/CEO J. Mariner ($619K open-market sale) and EVP Uma Wilson ($613K), totaling ~$1.9M in open-market sales over a 7-day window. The selling is modest relative to the $11.2B market cap (~0.02%), and the CEO's gift of 9,761 shares is a non-cash event. The cluster is dominated by sales, but the dollar amount is trivial for a bank of this size, and insider sales are generally weak predictors.

Key Financial Metrics

Direction
selling
Total Value
$1.9M
Insiders
5

Key Facts

  • Chairman/CEO J. Mariner sold 4,200 shares for $619K on 2026-08-03
  • EVP Uma Wilson sold 4,145 shares for $613K on 2026-08-04
  • Total open-market sales in cluster: ~$1.9M across 8 trades
  • CEO also gifted 9,761 shares (non-cash, $0 value)
  • Total sales represent ~0.02% of UMBF's $11.2B market cap

Financial Impact

Total insider open-market sales of ~$1.9M, or 0.02% of market cap

insider ownership

Risk Factors

  • Insider selling could increase if the stock continues to appreciate
  • No evidence of a bearish catalyst; sales may be routine portfolio diversification

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
84% bullish (19 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-UMBF-1785898929908
7 reports for UMBF
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for UMBF — sortable, filterable
TypeNow
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 2/10
$143.76 $129.80▼ −9.71%▼ −10.31%$134.91 (−6.16%)
Sep 1, 2026
7w ago
8-K
BULLISH ★ 5/10
$141.91 $130.01▼ −8.39%▼ −8.30%$134.91 (−4.93%)
Aug 18, 2026
9w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.10 $134.76▼ −7.76%▼ −6.92%$134.91 (−7.66%)
Aug 7, 2026
11w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.11 $142.55▼ −2.44%▼ −1.52%$134.91 (−7.67%)
Aug 6, 2026
11w ago
Insider Cluster
BEARISH ★ 4/10
$145.60 $143.76▲ +1.26%▲ +0.87%$134.91 (+7.34%)
Aug 4, 2026
11w ago
Insider Cluster
NEUTRAL ★ 3/10
$146.81 $141.91▼ −3.34%▼ −2.74%$134.91 (−8.11%)
Jul 31, 2026
12w ago
Insider Cluster
NEUTRAL ★ 2/10
$147.04 $141.63▼ −3.68%▼ −4.92%$134.91 (−8.25%)
Showing 7 of 7

US Market Status

Market Open — Closes in 3h 27m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers
Report published Aug 4, 2026