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Insider Cluster (2 insiders) ·Filed Sep 2, 2026

UBSI

UNITED BANKSHARES INC/WV
NEUTRAL
Impact 2/10
Horizondays Processed1mo ago
Insider cluster: 2 insiders, $177K total
Actionable Insight • Neutral

The mixed director trades are too small to convey a meaningful signal. Monitor for any C-suite open-market activity or upcoming earnings release for a clearer directional read.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+20d
UBSI ▼ -1.90% at T+20d
NEUTRAL call -1.90% · α vs SPY -1.75% · entry $47.30 → $46.40
Next anchor: T+60d in 4w
Latest observation: T+36 +6.75% FF3 residual α
Entry = T+0 close
Sep 2, 2026
via day close
T+1d
+0.61%
call +0.61% · α -0.43%
$47.59
settled 8w ago
T+5d
+0.06%
call +0.06% · α +1.02%
$47.33
settled 7w ago
T+20d
-1.90%
call -1.90% · α -1.75%
$46.40
settled 26d ago
T+60d
Pending
in 4w

Price Chart

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Executive Summary

Two UBSI directors traded in opposite directions over a 7-day window: Director Winter purchased $29K worth of shares while Director Nesselroad sold $149K. The combined $177K in activity represents less than 0.003% of UBSI's $6.3B market cap, making this a trivial cluster with no material signal.

Key Financial Metrics

Direction
mixed
Total Value
$177.3K
Insiders
2

Key Facts

  • Director Winter P. Clinton purchased 609 shares at $47.18 on 2026-08-31 for $28,733
  • Director Mark R. Nesselroad sold 3,200 shares at $46.42 on 2026-09-01 for $148,544
  • Total cluster value of $177K is less than 0.1% of UBSI's $6.3B market cap
  • Both trades are by directors, not C-suite executives, reducing signal strength
  • Insider sales are weak predictors per academic literature, especially at trivial dollar amounts

Financial Impact

Total insider activity of $177K, representing 0.0028% of market cap

Risk Factors

  • Director sale could be liquidity-driven (diversification, tax planning) with no negative implication
  • Director purchase is too small to indicate strong conviction

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
58% bullish (12 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-UBSI-1788363174372
6 reports for UBSI
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for UBSI — sortable, filterable
TypeNow
Oct 22, 2026
5d ago
8-K
NEUTRAL ★ 5/10
$48.46awaiting T+60—$48.72 (+0.54%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 2/10
$47.30awaiting T+60—$48.72 (+3.00%)
Aug 24, 2026
9w ago
8-K
NEUTRAL ★ 3/10
$47.80awaiting T+60—$48.72 (+1.92%)
Jul 23, 2026
13w ago
8-K
BULLISH ★ 6/10
$47.36 $46.60▼ −1.60%▼ −6.16%$48.72 (+2.87%)
Apr 23, 2026
26w ago
8-K
NEUTRAL ★ 4/10
$43.91 $47.18▲ +7.45%▲ +2.43%$48.72 (+10.95%)
Apr 1, 2026
29w ago
DEFA14A
NEUTRAL ★ 3/10
$41.68 $45.72▲ +9.69%▼ −3.69%$48.72 (+16.89%)
Showing 6 of 6

US Market Status

Market Open — Closes in 3h 15m

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Report published Sep 2, 2026