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8-K ·Filed Mar 17, 2026

UBFO

UNITED SECURITY BANCSHARES
MIXED
Impact 7/10
Horizonmonths Processed7mo ago SEC0001137547-26-000004
8-K context-dependent: Items 8.01
Actionable Insight ◆ Mixed

Monitor shareholder approval votes on March 30, 2026, as failure to obtain approval would terminate the merger. The successful integration of operations and realization of synergies will be key factors determining long-term value creation.

DirectionMixed
Confidencehigh
Horizonmonths
Latest settled — T+5d
UBFO ▲ +1.68% at T+5d
NEUTRAL call +1.68% · α vs SPY +4.33% · entry $10.14 → $10.31
Next anchor: T+20d due 7mo ago
Entry = T+0 close
Mar 17, 2026
via day close
T+1d
-1.48%
call -1.48% · α -0.08%
$9.99
settled 7mo ago
T+5d
+1.68%
call +1.68% · α +4.33%
$10.31
settled 7mo ago
T+20d
Pending
due 7mo ago
T+60d
Pending
due 5mo ago

Price Chart

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Executive Summary

United Security Bancshares (UBFO) announced receipt of regulatory approvals for its merger with Community West Bancshares (CWBC), with closing expected in Q2 2026 pending shareholder approval. The combined company will have approximately $5 billion in total assets.

Key Facts

  • Regulatory approvals received from FDIC, California Department of Financial Protection and Innovation, and Federal Reserve Bank of San Francisco
  • Closing expected in second quarter of 2026
  • Shareholder approval meetings scheduled for March 30, 2026
  • Combined company will have approximately $5 billion in total assets
  • Operational systems conversion expected in third quarter of 2026

Financial Impact

Combined company will have approximately $5 billion in total assets

total assetsmarket sharegeographic footprint

Risk Factors

  • Failure to obtain shareholder approval from either company
  • Integration challenges between the two organizations
  • Potential dilution from issuance of CWBC common stock
  • Diversion of management attention from ongoing operations

Market Snapshot

Exchange
Nasdaq

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001137547-26-000004
Document: cwbcrecievesregulatoryappr.htm0001137547-26-000004
Document: 0001137547-26-000004-index-headers.html0001137547-26-000004
Document: 0001137547-26-000004-index.html0001137547-26-000004
Document: 0001137547-26-000004.txt0001137547-26-000004
2 reports for UBFO
Performance horizon
Filters
Rows
Reports for UBFO — sortable, filterable
TypeNow
Apr 13, 2026
28w ago
15-12G
NEUTRAL ★ 7/10
—awaiting T+20——
Mar 17, 2026
32w ago
8-K
MIXED ★ 7/10
$10.14awaiting T+20——
Showing 2 of 2

US Market Status

Market Closed — Opens Wed (< 1m)

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Report published Mar 17, 2026