TSBK delivered consistent earnings growth with margin expansion and solid loan demand. The 3% dividend increase and share buyback signal management confidence. Monitor credit quality trends (NPA ratio rose to 0.43% from 0.21% YoY) and provision trajectory given loan growth.
Price Chart
Executive Summary
Timberland Bancorp reported Q2 2026 net income of $7.72M ($0.98 diluted EPS), up 9% YoY from $7.10M ($0.90). Net interest margin expanded to 3.85% from 3.80% a year ago, and the board approved a 3% dividend increase to $0.30/share. Loan growth was solid (+3% QoQ) with stable credit quality, though the provision for credit losses increased to $600K from $351K a year ago.
Key Financial Metrics
Key Facts
- Net income $7.72M vs $7.10M YoY (+9%)
- Diluted EPS $0.98 vs $0.90 YoY (+9%)
- Net interest margin 3.85% vs 3.80% YoY (+5 bps)
- Quarterly dividend increased 3% to $0.30/share
- Net loans +3% QoQ to $1.50B
- 70,000 shares repurchased for $2.83M during quarter
- Provision for credit losses $600K vs $351K YoY
- Non-performing assets / total assets 0.43% vs 0.21% YoY
Financial Impact
EPS +9% YoY, NIM +5 bps, dividend +3%
Risk Factors
- Non-performing assets increased to 0.43% from 0.21% YoY
- Provision for credit losses increased to $600K from $351K YoY
- Net interest margin expansion may slow if rate environment shifts
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3334888 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 4, 2026 12w ago | Insider Cluster | $45.07 | awaiting T+60 | — | $47.90 (+6.28%) |
Aug 3, 2026 12w ago | Insider Cluster | $45.47 $47.55 | ▲ +4.57% | ▲ +2.79% | $47.90 (+5.34%) |
Jul 29, 2026 12w ago | 8-K | $45.01 $46.94 | ▲ +4.29% | ▼ −0.44% | $47.90 (+6.42%) |
Jul 28, 2026 12w ago | Press Release | $45.01 $46.94 | ▲ +4.29% | ▼ −0.44% | $47.90 (+6.42%) |
Apr 30, 2026 25w ago | 8-K | $39.60 $44.00 | ▲ +11.11% | ▲ +8.00% | $47.90 (+20.96%) |
Apr 28, 2026 25w ago | Press Release | $40.31 $43.80 | ▲ +8.67% | ▲ +4.56% | $47.90 (+18.84%) |
US Market Status
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