8-K ·Filed Apr 21, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor for sustained margin expansion and credit quality trends, as increased provision for credit losses may signal caution despite strong earnings.
Final — all horizons settled through T+60d ⚠ clustered
TRST ▲ +21.88% at T+60d
LONG call ✓ call won +21.88% · α vs SPY +17.10% · entry $45.06 → $54.92
T+1d
+3.15%
call +3.15% · α +3.54%
$46.48
settled 6mo ago
T+5d
+5.59%
call +5.59% · α +5.54%
$47.58
settled 6mo ago
T+20d
+9.43%
call +9.43% · α +6.27%
$49.31
settled 5mo ago
T+60d
+21.88%
call +21.88% · α +17.10%
$54.92
settled 3mo ago
Price Chart
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Executive Summary
TrustCo Bank reported Q1 2026 earnings with diluted EPS of $0.91, a 21.3% increase YoY, and net interest income of $44.7 million, up 10.7% YoY. The bank also repurchased 522,226 shares in the quarter under its stock repurchase program.
Key Financial Metrics
EPS
$0.91
est $0.88 · +3.1%
Revenue
$44.7M
est $44.5M · +0.5% · +10.7% YoY
Rating
beat
Key Facts
- Q1 2026 diluted EPS was $0.91, up 21.3% YoY
- Q1 2026 net interest income was $44.7 million, up 10.7% YoY
- Provision for credit losses increased to $950k from $400k in Q1 2025
- Repurchased 522,226 shares (2.9%) in Q1 2026
Financial Impact
$16.3 million net income, $44.7 million net interest income
net_incomenet_interest_incomeepsdilution
Risk Factors
- Increased provision for credit losses ($950k vs $400k in Q1 2025)
- Rising nonperforming loans (0.41% of total loans vs 0.37% in Q1 2025)
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001140361-26-015892 |
| Document: ef20071047_8k.htm | 0001140361-26-015892 |
| Document: 0001140361-26-015892-index-headers.html | 0001140361-26-015892 |
| Document: 0001140361-26-015892-index.html | 0001140361-26-015892 |
| Document: 0001140361-26-015892.txt | 0001140361-26-015892 |
| 8-K Data (Synthetic) | 0001140361-26-015892 |
16 reports for TRST
100% Hit rate @ T+1 Went positive at some point 5 of 5 best @ T+60▲ +21.88%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 5d ago | 8-K | $55.47 $55.73 | ▲ +0.47% | ▲ +0.99% | $56.28 (+1.47%) |
Oct 21, 2026 5d ago | Press Release | $55.47 $55.73 | ▲ +0.47% | ▲ +0.99% | $56.28 (+1.47%) |
Oct 13, 2026 13d ago | 8-K | $53.87 $54.02 | ▲ +0.28% | ▼ −0.01% | $56.28 (+4.48%) |
Oct 13, 2026 13d ago | Press Release | $53.87 $54.02 | ▲ +0.28% | ▼ −0.01% | $56.28 (+4.48%) |
Jul 21, 2026 13w ago | 8-K | $55.94 $56.45 | ▲ +0.91% | ▲ +2.15% | $56.28 (+0.62%) |
Jul 21, 2026 13w ago | Press Release | $55.94 $56.45 | ▲ +0.91% | ▲ +2.15% | $56.28 (+0.62%) |
Jul 10, 2026 15w ago | 8-K | $54.68 $54.59 | ▼ −0.17% | ▼ −0.53% | $56.28 (+2.94%) |
Jul 10, 2026 15w ago | Press Release | $54.68 $54.59 | ▼ −0.17% | ▼ −0.53% | $56.28 (+2.94%) |
May 22, 2026 22w ago | S-3ASR | $50.26 $51.37 | ▲ +2.21% | ▲ +1.62% | $56.28 (+11.99%) |
May 20, 2026 22w ago | 8-K | $50.08 $49.90 | ▼ −0.36% | ▼ −0.80% | $56.28 (+12.40%) |
Showing 10 of 16
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