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PRESS-RELEASE ·Filed Oct 20, 2026

SYF

Synchrony
BULLISH
Impact 6/10
Horizondays Processed7d 20h ago WireGlobeNewswire
Press release · Earnings
Actionable Insight ▲ Bullish

Monitor the conference call for guidance on net charge-offs and loan growth, as credit trends will drive forward earnings momentum.

DirectionBullish
Confidencehigh
Horizondays
Latest settled — T+5d ⚠ clustered
SYF ▲ +2.19% at T+5d
LONG call ✓ call won +2.19% · α vs SPY +2.12% · entry $73.36 → $74.97
Next anchor: T+20d in 20d
Entry = T+0 close
Oct 20, 2026
via day close
T+1d
+1.02%
call +1.02% · α +0.50%
$74.11
settled 7d ago
T+5d
+2.19%
call +2.19% · α +2.12%
$74.97
settled 18h ago
T+20d
Pending
in 20d
T+60d
Pending
in 3mo

Price Chart

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Executive Summary

Synchrony reported Q3 2026 EPS of $2.68, beating the $2.40 consensus by 11.4%, and declared a $0.34 quarterly common dividend. The strong EPS beat, driven by solid credit performance and revenue growth, reinforces the positive earnings trajectory.

Key Financial Metrics

EPS
$2.68
est $2.40 · +11.7%
Rating
strong beat

Key Facts

  • Q3 2026 EPS of $2.68 vs consensus $2.40 (beat by 11.4%)
  • Quarterly common dividend declared at $0.34 per share
  • Preferred stock dividends declared for Series A, B, and C
  • Conference call scheduled for 8:00 AM ET to discuss results and outlook

Financial Impact

EPS beat of $0.28 (11.4%) vs consensus; dividend unchanged at $0.34/quarter

epsdividend

Risk Factors

  • Consumer credit deterioration could pressure future earnings
  • Rising interest rates may impact net interest margin

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

DocumentAccession Number
PRESS-RELEASE Data (Synthetic)press-prn-302912850
25 reports for SYF
Performance horizon
75% Hit rate @ T+5 6 of 8 directional calls Went positive at some point 7 of 8 best @ T+20▲ +11.59%Jul 21, 2026
Filters
Rows
Reports for SYF — sortable, filterable
TypeNow
Oct 20, 2026
7d ago
8-K
NEUTRAL ★ 3/10
$73.36 $74.97▲ +2.19%▲ +2.12%$74.97 (+2.19%)
Oct 20, 2026
7d ago
8-K
BEARISH ★ 6/10
$73.36 $74.97▼ −2.19%▼ −2.12%$74.97 (−2.19%)
Oct 20, 2026
7d ago
Press Release
BULLISH ★ 6/10
$73.36 $74.97▲ +2.19%▲ +2.12%$74.97 (+2.19%)
Oct 19, 2026
8d ago
Institutional Cluster
MIXED ★ 3/10
$74.24 $74.83▲ +0.79%▲ +0.94%$74.97 (+0.98%)
Oct 14, 2026
14d ago
Court Ruling
NEUTRAL ★ 2/10
$74.04 $75.09▲ +1.42%▲ +2.43%$74.97 (+1.26%)
Aug 17, 2026
10w ago
Press Release
NEUTRAL ★ 4/10
$80.75 $80.02▼ −0.90%▲ +0.29%$74.97 (−7.16%)
Aug 5, 2026
12w ago
Court Ruling
BULLISH ★ 4/10
$78.67 $80.08▲ +1.79%▲ +0.58%$74.97 (−4.70%)
Aug 4, 2026
12w ago
Insider Cluster
NEUTRAL ★ 3/10
$79.25 $79.41▲ +0.20%▼ −0.15%$74.97 (−5.40%)
Aug 3, 2026
12w ago
144
NEUTRAL ★ 2/10
$77.84 $78.19▲ +0.45%▼ −1.58%$74.97 (−3.69%)
Jul 28, 2026
13w ago
424B5
NEUTRAL ★ 3/10
$77.12 $77.84▲ +0.93%▼ −1.34%$74.97 (−2.79%)
Showing 10 of 25

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Report published Oct 20, 2026