8-K ·Filed Apr 23, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Stock likely to react positively to the earnings beat and strong deposit growth; monitor future guidance for sustainability of margin performance.
Final — all horizons settled through T+60d
STBA ▲ +14.35% at T+60d
LONG call ✓ call won +14.35% · α vs SPY +9.34% · entry $43.54 → $49.79
T+1d
-0.73%
call -0.73% · α -1.52%
$43.22
settled 6mo ago
T+5d
+0.53%
call +0.53% · α -0.95%
$43.77
settled 6mo ago
T+20d
+3.26%
call +3.26% · α -1.37%
$44.96
settled 5mo ago
T+60d
+14.35%
call +14.35% · α +9.34%
$49.79
settled 3mo ago
Price Chart
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Executive Summary
STBA reported Q1 2026 earnings with diluted EPS of $0.94, beating consensus estimates of $0.87 by 8.0%, driven by strong return metrics and robust deposit growth. The bank also announced $49.6 million in share repurchases, reflecting confidence in its capital position.
Key Financial Metrics
EPS
$0.94
est $0.87 · +8.0%
Revenue
$102.3M
est $103.5M · -1.2% · +5.1% YoY
Rating
beat
Key Facts
- Q1 2026 EPS of $0.94 beat consensus estimate of $0.87 by 8.0%
- Net income was $35.1 million, up from $34.0 million in Q4 2025
- ROTE (return on tangible equity) improved to 13.22% from 12.30% in Q4 2025
- Total deposits increased by $226.4 million (11.5% annualized)
- Announced $49.6 million in share repurchases
Financial Impact
EPS beat by 8.0%, net income up 3.2% QoQ, deposits up 11.5% annualized
epsnet_incomedeposits
Risk Factors
- Net interest margin declined 7 basis points to 3.92% despite being described as 'strong'
- Total portfolio loans decreased $112.6 million compared to December 31, 2025
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000719220-26-000038 |
| Document: stba-20260423.htm | 0000719220-26-000038 |
| Document: stba-ex992earningssupple.htm | 0000719220-26-000038 |
| Document: 0000719220-26-000038-index-headers.html | 0000719220-26-000038 |
| Document: 0000719220-26-000038-index.html | 0000719220-26-000038 |
| Document: 0000719220-26-000038.txt | 0000719220-26-000038 |
| 8-K Data (Synthetic) | 0000719220-26-000038 |
10 reports for STBA
33% Hit rate @ T+1 Went positive at some point 1 of 3 best @ T+5▲ +2.41%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 5d ago | 8-K | $50.73 $50.52 | ▼ −0.41% | ▲ +0.11% | $50.59 (−0.28%) |
Oct 22, 2026 5d ago | Press Release | $50.73 $50.52 | ▼ −0.41% | ▲ +0.11% | $50.59 (−0.28%) |
Oct 1, 2026 26d ago | Press Release | $49.01 | awaiting T+1 | — | $50.59 (+3.22%) |
Aug 5, 2026 11w ago | Press Release | $52.60 $51.65 | ▼ −1.81% | ▼ −1.65% | $50.59 (−3.82%) |
Aug 5, 2026 11w ago | 8-K | $52.60 $51.65 | ▼ −1.81% | ▼ −1.65% | $50.59 (−3.82%) |
Jul 23, 2026 13w ago | 8-K | $50.98 $51.79 | ▲ +1.59% | ▲ +1.49% | $50.59 (−0.77%) |
May 15, 2026 23w ago | 8-K | $43.30 $44.27 | ▲ +2.24% | ▲ +2.30% | $50.59 (+16.84%) |
May 4, 2026 25w ago | 8-K | $43.83 $44.77 | ▲ +2.14% | ▲ +1.35% | $50.59 (+15.42%) |
Apr 23, 2026 26w ago | 8-K | $43.54 $43.22 | ▼ −0.73% | ▼ −1.52% | $50.59 (+16.19%) |
Mar 30, 2026 30w ago | DEFA14A | $41.83 $42.28 | ▲ +1.08% | ▲ +0.33% | $50.59 (+20.94%) |
Showing 10 of 10
US Market Status
Market Closed — Opens Wed (< 1m)
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