This is a terminal liquidity event. The $18.9M acceleration demand far exceeds the company's $2M market cap, making repayment impossible without a restructuring, bankruptcy filing, or distressed sale. Traders should expect a Chapter 11 filing or similar insolvency proceeding imminently. The stock is likely to be delisted or go to zero. Avoid all long positions and monitor for a potential OTC bankruptcy-trading scenario.
Price Chart
Executive Summary
Synergy CHC Corp. received a Notice of Acceleration from its lender ACP Agency, LLC, declaring all ~$18.9 million in outstanding obligations under its Term Loan Credit Agreement immediately due and payable following previously disclosed Events of Default. This represents a full acceleration of the company's debt, with all commitments terminated and additional interest/fees continuing to accrue. For a company with a $2M market cap, this $18.9M demand is approximately 9.5x its market capitalization, creating an existential liquidity crisis that likely forces restructuring, bankruptcy, or distressed asset sale.
Key Facts
- On August 25, 2026, Synergy CHC received a Notice of Acceleration from ACP Agency, LLC under its Term Loan Credit Agreement dated May 30, 2025.
- All commitments under the Credit Agreement have been terminated and all outstanding obligations have been accelerated and declared immediately due and payable.
- As of August 21, 2026, approximately $18.9 million was immediately due and payable under the Credit Agreement, exclusive of additional interest, fees, costs and expenses that continue to accrue.
- The acceleration follows Events of Default previously disclosed in the company's 8-K filed on August 11, 2026.
- The company's market capitalization is approximately $2 million, meaning the accelerated debt is roughly 9.5x the entire equity value.
Financial Impact
Approximately $18.9 million in debt accelerated and due immediately, against a $2M market cap — a debt-to-equity ratio of ~9.5x. Additional interest, fees, costs, and expenses continue to accrue.
Risk Factors
- Imminent bankruptcy or Chapter 11 filing
- Complete equity wipeout given debt exceeds market cap by ~9.5x
- Nasdaq delisting risk following insolvency
- Lender enforcement actions including asset seizure or foreclosure
- Going-concern qualification in next financial statements
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (SNYR) — Batch item 1 | 0001213900-26-093728 |
| Document: 0001213900-26-093728-index.html | 0001213900-26-093728 |
| Document: 0001213900-26-093728.txt | 0001213900-26-093728 |
| 8-K Filing (SNYR) — Batch item 4 | 0001213900-26-093728 |
| Document: 0001213900-26-093728-index.html | 0001213900-26-093728 |
| Document: 0001213900-26-093728.txt | 0001213900-26-093728 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 16, 2026 5w ago | 8-K | $0.0905 | awaiting T+20 | — | — |
Aug 26, 2026 8w ago | 8-K | $0.0980 | awaiting T+20 | — | — |
Aug 21, 2026 9w ago | 8-K | $0.1009 $0.0905 | ▲ +10.31% | ▲ +9.78% | — |
Aug 21, 2026 9w ago | Press Release | $0.1009 $0.0905 | ▲ +10.31% | ▲ +9.78% | — |
Jun 29, 2026 17w ago | 8-K | $0.1985 $0.1679 | ▲ +15.42% | ▲ +14.39% | — |
May 26, 2026 22w ago | EFFECT | $0.2650 $0.2150 | ▲ +18.87% | ▲ +16.92% | — |
May 18, 2026 23w ago | 8-K | $0.2760 $0.1941 | ▲ +29.67% | ▲ +31.26% | — |
May 15, 2026 23w ago | S-1 | $0.2760 $0.1941 | ▲ +29.67% | ▲ +31.26% | — |
May 14, 2026 23w ago | 8-K | $0.2750 $0.1960 | ▲ +28.73% | ▲ +27.87% | — |
May 14, 2026 23w ago | Press Release | $0.2750 $0.1960 | ▲ +28.73% | ▲ +27.87% | — |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers