Watch for continued net interest margin expansion and loan growth trajectory into Q4 2026. The rise in nonperforming loans warrants monitoring for credit quality deterioration.
Price Chart
Executive Summary
River Financial Corp reported strong Q3 2026 results with net income up 41.0% YoY to $15.1M and basic EPS up 40.0% to $1.93. Tangible book value per share increased 12.6% to $37.03, while net interest margin expanded to 3.76% from 3.48%. Credit quality showed a mixed picture with nonperforming loans rising to 0.51% of total loans from 0.29%.
Key Financial Metrics
Key Facts
- Q3 2026 net income of $15.1M vs $10.7M in Q3 2025, up 41.0%
- Basic EPS of $1.93 vs $1.38 in Q3 2025, up 40.0%
- Tangible book value per share increased 12.6% to $37.03 from $32.90
- Net interest margin (taxable equivalent) expanded to 3.76% from 3.48%
- Nonperforming loans increased to 0.51% of total loans from 0.29%
- Net charge-off percentage improved to 0.04% from 0.11%
- Total assets grew 6.5% to $4.09B from $3.84B
- Total loans grew 10.9% to $2.93B from $2.64B
- Total deposits grew 7.9% to $3.61B from $3.35B
Financial Impact
Q3 2026 net income increased $4.4M (41.0% YoY to $15.1M; EPS up 40.0% to $1.93
Risk Factors
- Nonperforming loans increased to 0.51% from 0.29%
- No consensus estimates available for comparison
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-423045 |
| Document: ck0001641601-ex99_1.htm | 0001193125-26-423045 |
| Document: 0001193125-26-423045-index-headers.html | 0001193125-26-423045 |
| Document: 0001193125-26-423045-index.html | 0001193125-26-423045 |
| Document: 0001193125-26-423045.txt | 0001193125-26-423045 |
| 8-K Data (Synthetic) | 0001193125-26-423045 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 15, 2026 11d ago | 8-K | $50.00 | awaiting T+60 | — | $50.00 (0.00%) |
Jul 16, 2026 14w ago | 8-K | $48.00 $47.00 | ▼ −2.08% | ▼ −6.05% | $50.00 (+4.17%) |
Jun 25, 2026 17w ago | 8-K | $48.00 $46.77 | ▲ +2.55% | ▲ +7.30% | $50.00 (−4.17%) |
Apr 14, 2026 27w ago | 8-K | $52.00 $48.00 | ▼ −7.69% | ▼ −16.21% | $50.00 (−3.85%) |
US Market Status
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