Monitor loan pipeline for H2 acceleration as management expects higher growth; net interest margin expansion may continue if deposit costs remain low. The stock's recent inclusion in KRE could provide passive inflows.
Price Chart
Executive Summary
Red River Bancshares reported Q2 2026 EPS of $1.78, essentially in line with consensus of $1.76, and revenue of $33.7M matching estimates. Net interest margin expanded 10 bps to 3.61% FTE, but net income slipped 1.7% QoQ due to higher operating expenses. Asset quality improved with NPAs falling to 0.08% of assets. The results are solid but unremarkable, with no guidance change.
Key Financial Metrics
Key Facts
- Q2 2026 net income $11.8M, EPS $1.78 (vs $1.76 consensus)
- Net interest margin FTE expanded 10 bps to 3.61%
- Nonperforming assets fell 38.3% to $2.6M (0.08% of assets)
- Deposits decreased $40.9M QoQ to $2.91B due to seasonal tax outflows
- Loans held for investment grew slightly to $2.26B
- No stock repurchases in H1 2026; $10M authorization remains
Financial Impact
In-line quarter with modest net interest margin expansion; no material financial impact beyond routine operations
Risk Factors
- Deposit outflows from seasonal and legal settlement timing
- Loan payoffs from business sales and CRE refinancing
- Uncertain interest rate environment and energy price volatility
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 4 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001071236-26-000053 |
| Document: 0001071236-26-000053-index.html | 0001071236-26-000053 |
| Document: 0001071236-26-000053.txt | 0001071236-26-000053 |
| 8-K Data (Synthetic) | 0001071236-26-000053 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 3, 2026 7w ago | 8-K | $103.49 | awaiting T+60 | — | $103.43 (−0.06%) |
Jul 30, 2026 12w ago | 8-K | $98.51 $103.27 | ▲ +4.83% | ▲ +2.37% | $103.43 (+4.99%) |
Jun 19, 2026 18w ago | Institutional Cluster | $89.02 $102.91 | ▲ +15.60% | ▲ +13.86% | $103.43 (+16.19%) |
May 28, 2026 21w ago | 8-K | $90.92 $101.31 | ▲ +11.43% | ▲ +10.24% | $103.43 (+13.76%) |
May 28, 2026 21w ago | 8-K | $90.92 $101.31 | ▲ +11.43% | ▲ +10.24% | $103.43 (+13.76%) |
Apr 30, 2026 25w ago | 8-K | $90.73 $99.72 | ▲ +9.91% | ▲ +6.80% | $103.43 (+14.00%) |
Apr 30, 2026 25w ago | Press Release | $90.73 $99.72 | ▲ +9.91% | ▲ +6.80% | $103.43 (+14.00%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers