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Insider Cluster (2 insiders) ·Filed Jul 23, 2026

RBKB

Rhinebeck Bancorp, Inc.
BULLISH
Impact 5/10
Horizonweeks Processed3mo ago
Insider cluster: 2 insiders, $127K total
Actionable Insight ▲ Bullish

The CEO's open-market purchase at $12.00, alongside a cluster of director buying, signals insider confidence near current levels. Monitor upcoming quarterly earnings for any positive catalyst that may have prompted this buying. The cumulative insider buying over 30 days ($656K) is material for a $134M market cap bank and suggests management sees value.

DirectionBullish
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
RBKB ▲ +2.09% at T+60d
LONG call ✓ call won +2.09% · α vs SPY -1.64% · entry $12.43 → $12.69
Entry = T+0 close
Jul 23, 2026
via day close
T+1d
-1.05%
call -1.05% · α -1.07%
$12.30
settled 3mo ago
T+5d
-3.46%
call -3.46% · α -4.56%
$12.00
settled 3mo ago
T+20d
+2.17%
call +2.17% · α -1.45%
$12.70
settled 2mo ago
T+60d
+2.09%
call +2.09% · α -1.64%
$12.69
settled 10d ago

Price Chart

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Executive Summary

Two Rhinebeck Bancorp insiders, including the President & CEO and a Director, made open-market purchases totaling $127K on July 22, 2026. The CEO's $122K buy is a notable conviction signal, though the total is modest relative to the $134M market cap. This cluster follows a broader 7-day window where multiple insiders and directors also bought shares, reinforcing a bullish insider sentiment at current price levels.

Key Financial Metrics

Direction
buying
Total Value
$127.5K
Insiders
2

Key Facts

  • President & CEO Matthew James Smith purchased 10,125 shares at $12.00 for $121,500 on July 22, 2026.
  • Director Suzanne Loughlin purchased 500 shares at $11.92 for $5,960 on July 22, 2026.
  • Total open-market purchases in this cluster: $127,460.
  • Over the prior 7 days, 5 additional insiders/directors made open-market purchases totaling ~$656K, including a $298,500 buy by Director Patzwahl.
  • The CEO's purchase alone represents ~0.09% of the $134M market cap.
  • Non-cash grants/awards (10,000 shares to directors, etc.) were also made on July 21, 2026, but have no economic impact.

Financial Impact

Insider purchases of $127K in this cluster, part of a broader $656K buying wave over 30 days, representing ~0.5% of market cap cumulatively.

insider ownershipmarket sentiment

Risk Factors

  • Insider buying is a lagging signal and does not guarantee near-term stock appreciation.
  • The stock may face headwinds from the broader regional banking sector or interest rate environment.

Market Snapshot

Exchange
Nasdaq
Sector
Savings Institutions, Not Federally Chartered

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-RBKB-1784880376257
12 reports for RBKB
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for RBKB — sortable, filterable
TypeNow
Oct 6, 2026
20d ago
8-K
NEUTRAL ★ 2/10
$12.97awaiting T+60—$12.85 (−0.93%)
Aug 6, 2026
11w ago
Insider Buy
NEUTRAL ★ 2/10
$12.52awaiting T+60—$12.85 (+2.64%)
Jul 23, 2026
13w ago
Insider Cluster
BULLISH ★ 5/10
$12.43 $12.69▲ +2.09%▼ −1.64%$12.85 (+3.38%)
Jul 17, 2026
14w ago
8-K
BULLISH ★ 5/10
$17.02 $17.98▲ +5.64%▲ +0.95%$12.85 (−24.50%)
Jun 29, 2026
17w ago
8-K
NEUTRAL ★ 5/10
$17.31 $17.95▲ +3.71%▲ +0.97%$12.85 (−25.77%)
May 26, 2026
21w ago
8-K
BEARISH ★ 6/10
$11.02 $12.65▼ −14.75%▼ −12.03%$12.85 (−16.57%)
May 15, 2026
23w ago
EFFECT
NEUTRAL ★ 5/10
$11.47 $12.48▲ +8.76%▲ +4.25%$12.85 (+11.99%)
May 14, 2026
23w ago
8-K
NEUTRAL ★ 3/10
$11.47 $12.48▲ +8.76%▲ +4.25%$12.85 (+11.99%)
May 11, 2026
24w ago
S-1/A
NEUTRAL ★ 5/10
$11.50 $12.16▲ +5.78%▲ +1.38%$12.85 (+11.78%)
Apr 24, 2026
26w ago
S-1/A
NEUTRAL ★ 5/10
$16.05 $12.04▼ −24.98%▼ −29.76%$12.85 (−19.94%)
Showing 10 of 12

US Market Status

Market Closed — Opens Tue (< 1m)

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Report published Jul 24, 2026