The strong Q2 confirms the favorable trajectory from Q1, with asset quality improving and margins holding.
Price Chart
Executive Summary
Parke Bancorp reported Q2 2026 net income of $12.2M ($1.03 diluted EPS), up 47.8% YoY, driven by 28.8% net interest income growth, improved efficiency, and a sharp decline in nonperforming loans. The bank also posted a 4.17% NIM (flat vs Q1), 2.17% ROAA, and an efficiency ratio of 28.98% — all signaling strong operational momentum with no forward guidance provided.
Key Financial Metrics
Key Facts
- Net income available to common shareholders of $12.2M, up 47.8% YoY from $8.3M in Q2 2025
- Diluted EPS of $1.03 vs $0.69 in Q2 2025
- Net interest income increased 28.8% to $23.0M
- NIM stable at 4.17% (4.17% in Q1 2026, up from 3.41% in Q2 2025)
- Efficiency ratio improved to 28.98% from 35.75% a year ago
- Nonperforming loans fell 49.8% to $5.4M (0.27% of loans) from $10.8M at Dec 2025
- Allowance for credit losses to non-accrual loans improved to 639.4% from 321.0%
- Total assets grew 2.4% from Dec 2025 to $2.30B
- Total equity increased 6.6% to $346.9M from Dec 2025
- No quantitative guidance provided in the release
Financial Impact
Net income up 47.8% YoY; net interest margin steady at 4.17%; nonperforming loans cut in half; efficiency ratio below 30%
Risk Factors
- CEO commentary cites geopolitical tensions, inflation, and uncertain interest rate outlook as headwinds
- Loan portfolio declined slightly ($3.9M) vs Dec 2025, and deposit mix shifted toward brokered deposits
- Borrowings increased $34M (to $177.4M) to fund liquidity, raising funding cost sensitivity
- No explicit guidance makes future earnings visibility low
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-024045 |
| Document: pkbk20260601_8k.htm | 0001437749-26-024045 |
| Document: 0001437749-26-024045-index-headers.html | 0001437749-26-024045 |
| Document: 0001437749-26-024045-index.html | 0001437749-26-024045 |
| Document: 0001437749-26-024045.txt | 0001437749-26-024045 |
| 8-K Data (Synthetic) | 0001437749-26-024045 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 5d ago | 8-K | $32.51 $33.24 | ▲ +2.25% | ▲ +3.43% | $33.22 (+2.18%) |
Sep 24, 2026 4w ago | 8-K | $33.78 $33.77 | ▼ −0.03% | ▼ −0.57% | $33.22 (−1.66%) |
Sep 22, 2026 4w ago | 8-K | $33.35 $33.78 | ▲ +1.29% | ▲ +1.37% | $33.22 (−0.39%) |
Sep 22, 2026 4w ago | Press Release | $33.35 $33.78 | ▲ +1.29% | ▲ +1.37% | $33.22 (−0.39%) |
Jul 22, 2026 13w ago | 8-K | $32.41 $32.54 | ▲ +0.40% | ▲ +1.64% | $33.22 (+2.50%) |
Jun 18, 2026 18w ago | 8-K | $31.86 $31.89 | ▲ +0.09% | ▲ +0.41% | $33.22 (+4.27%) |
May 22, 2026 22w ago | 8-K | $31.49 $31.48 | ▼ −0.03% | ▼ −0.62% | $33.22 (+5.49%) |
Apr 21, 2026 26w ago | 8-K | $29.91 $29.84 | ▼ −0.23% | ▼ −1.25% | $33.22 (+11.07%) |
Apr 17, 2026 27w ago | 8-K | $30.43 $30.38 | ▼ −0.16% | ▲ +0.03% | $33.22 (+9.17%) |
US Market Status
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