The strong 2025 operating metrics (35% NII growth, 45% PPNR growth, 33% EPS growth) and continued NYC expansion momentum support the stock's 42% YTD rally. Monitor Q1 2026 earnings for sustained NIM expansion and deposit cost trends, as well as any updates on expense normalization post-buildout.
Price Chart
Executive Summary
Peapack-Gladstone Financial held its 2026 Annual Meeting on April 29, 2026, where all 13 director nominees were elected and Crowe LLP was ratified as the independent auditor. The accompanying investor presentation highlighted strong 2025 financial performance, including 35% net interest income growth, 45% PPNR growth, and 33% EPS growth, driven by the bank's strategic expansion into the Metro New York region.
Key Facts
- All 13 director nominees elected with strong support (12.95M–13.21M votes for, out of ~13.55M votes cast)
- Say-on-pay advisory vote passed with 9.46M for vs 4.01M against (70% support)
- Crowe LLP ratified as independent auditor with 15.15M for, 168,987 against
- Net interest income grew 35% YoY in FY2025
- Pre-provision net revenue (PPNR) increased 45% YoY
- EPS up 33% YoY
- Net interest margin expanded 52 bps to 3.08%
- Core relationship deposits grew $828 million (16%) in 2025
- Noninterest-bearing deposits up $316 million (28% growth)
- Loan growth of 13% with $2.1 billion in originations at 6.60% weighted average coupon
- Wealth AUM/AUA reached a record $13.1 billion, up 10%
- Efficiency ratio improved to 68% in Q4 2025
- Stock up 42% YTD as of April 17, 2026
Financial Impact
Net interest income +35%, PPNR +45%, EPS +33%, NIM +52 bps to 3.08%, deposits +$828M (16%), loans +13%
Risk Factors
- Higher operating expenses in 2026 and beyond from NYC expansion
- Potential recessionary conditions in NJ/NY market areas
- Interest rate environment could compress NIM if rate cuts accelerate
- Integration risk from wealth management team acquisitions
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-195221 |
| Document: pgc-ex99_1.htm | 0001193125-26-195221 |
| Document: 0001193125-26-195221-index-headers.html | 0001193125-26-195221 |
| Document: 0001193125-26-195221-index.html | 0001193125-26-195221 |
| Document: 0001193125-26-195221.txt | 0001193125-26-195221 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 22, 2026 4d ago | Press Release | $45.19 | awaiting T+60 | — | $45.78 (+1.31%) |
Oct 19, 2026 7d ago | Press Release | $42.82 | awaiting T+60 | — | $45.78 (+6.91%) |
Oct 15, 2026 11d ago | Press Release | $43.38 | awaiting T+60 | — | $45.78 (+5.53%) |
Oct 13, 2026 13d ago | Press Release | $43.28 | awaiting T+60 | — | $45.78 (−5.78%) |
Oct 5, 2026 21d ago | Press Release | $44.34 | awaiting T+60 | — | $45.78 (+3.25%) |
Sep 22, 2026 4w ago | Press Release | $44.68 | awaiting T+60 | — | $45.78 (+2.46%) |
Sep 9, 2026 6w ago | Press Release | $45.62 | awaiting T+60 | — | $45.78 (+0.35%) |
Sep 1, 2026 7w ago | Press Release | $44.59 | awaiting T+60 | — | $45.78 (+2.67%) |
Jul 30, 2026 12w ago | Press Release | $46.02 $45.43 | ▼ −1.28% | ▼ −3.75% | $45.78 (−0.52%) |
Jul 27, 2026 13w ago | 8-K | $47.72 $43.95 | ▼ −7.90% | ▼ −12.25% | $45.78 (−4.07%) |
US Market Status
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