The stock may react positively to the EPS beat and improving fundamentals, but monitor for any shifts in interest rate sensitivity given the growing unrealized losses on securities. A potential reclassification of AFS securities could impact future earnings.
Price Chart
Executive Summary
Peoples Financial Corporation (PFBX) reported Q1 2026 net income of $1.446 million, or $0.31 per share, up from $1.310 million and $0.28 per share in Q1 2025. The increase was driven by higher net interest income and improved efficiency, though unrealized losses on securities increased due to rising interest rates.
Key Financial Metrics
Key Facts
- Q1 2026 net income was $1.446 million, up from $1.310 million in Q1 2025
- EPS increased to $0.31 from $0.28 YoY
- Net interest income rose $99,000 to $5.767 million
- Total deposits increased by $61.8 million to $666.2 million as of March 31, 2026
- Unrealized losses on AFS securities increased by $718,000 to $29.6 million due to higher interest rates
Financial Impact
Net income up 10.4% YoY; EPS growth of 10.7%
Risk Factors
- Rising interest rates are increasing unrealized losses on available-for-sale securities
- Forward-looking statements are subject to risks and uncertainties, including economic conditions and interest rate changes
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3279351 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jul 22, 2026 13w ago | Press Release | $22.84 $24.00 | ▼ −5.08% | ▼ −0.88% | $24.25 (−6.17%) |
Jun 4, 2026 20w ago | Insider Cluster | $21.25 $24.29 | ▲ +14.31% | ▲ +12.42% | $24.25 (+14.12%) |
May 29, 2026 21w ago | Insider Cluster | $21.25 $23.10 | ▲ +8.71% | ▲ +7.52% | $24.25 (+14.12%) |
May 28, 2026 21w ago | Insider Cluster | $21.25 $22.75 | ▲ +7.06% | ▲ +5.32% | $24.25 (+14.12%) |
May 28, 2026 21w ago | Insider Cluster | $21.25 $22.75 | ▲ +7.06% | ▲ +5.32% | $24.25 (+14.12%) |
May 27, 2026 21w ago | 8-K | $21.25 $22.75 | ▲ +7.06% | ▲ +5.32% | $24.25 (+14.12%) |
Apr 29, 2026 25w ago | Insider Cluster | $21.17 $23.50 | ▲ +11.01% | ▲ +7.66% | $24.25 (+14.55%) |
Apr 27, 2026 26w ago | Insider Cluster | $21.32 $22.84 | ▲ +7.14% | ▲ +3.05% | $24.25 (+13.75%) |
Apr 24, 2026 26w ago | Insider Cluster | $21.50 $23.05 | ▲ +7.21% | ▲ +2.13% | $24.25 (+12.79%) |
Apr 24, 2026 26w ago | Insider Cluster | $21.50 $22.84 | ▲ +6.23% | ▲ +2.24% | $24.25 (+12.79%) |
US Market Status
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