SecBot SecBot
Insider Cluster (4 insiders) ·Filed Apr 27, 2026

PFBX

PEOPLES FINANCIAL CORP /MS/
NEUTRAL
Impact 4/10
Horizonweeks Processed5mo ago
Insider cluster: 4 insiders, $0.2M total
Actionable Insight • Neutral

The CEO and a director both adding shares post-earnings is a modest positive signal, but the dollar amounts are small relative to market cap. The VP sale offsets some of the buying. Monitor next quarter's net interest margin and deposit trends to see if the Q1 improvement sustains.

DirectionNeutral
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
PFBX ▲ +7.14% at T+60d
NEUTRAL call +7.14% · α vs SPY +3.05% · entry $21.32 → $22.84
Entry = T+0 close
Apr 27, 2026
via day close
T+1d
0.00%
call 0.00% · α +0.02%
$21.32
settled 6mo ago
T+5d
-0.51%
call -0.51% · α -2.21%
$21.21
settled 6mo ago
T+20d
-1.16%
call -1.16% · α -6.61%
$21.07
settled 5mo ago
T+60d
+7.14%
call +7.14% · α +3.05%
$22.84
settled 3mo ago

Price Chart

Loading chart...

Executive Summary

Peoples Financial Corp insiders made open-market purchases totaling ~$151K (CEO Chevis Swetman bought $54K, director Dennis Padrick bought $86K, and 10% owner Joseph Stilwell bought $11K) while First Vice President Andrew Swetman sold $86K. The net buying direction and dollar amounts are modest relative to the company's market cap, but the CEO and a director both adding shares shortly after Q1 2026 earnings beat suggests confidence in the bank's improving net interest income and deposit growth.

Key Financial Metrics

Direction
buying
Total Value
$150.5K
Insiders
4

Key Facts

  • CEO Chevis Swetman purchased 2,500 shares at $21.50 for $53,750 on 2026-04-29
  • Director Dennis Padrick purchased 4,000 shares at $21.50 for $86,000 on 2026-04-27
  • 10% owner Joseph Stilwell purchased 500 shares at $21.50 for $10,748 on 2026-05-04
  • First Vice President Andrew Swetman sold 4,000 shares at $21.50 for $86,000 on 2026-04-27
  • Total open-market purchases: $150,498; total open-market sales: $86,000
  • Q1 2026 net income rose to $1.446M from $1.310M YoY, driven by higher net interest income

Financial Impact

Net insider buying of ~$64.5K (purchases $150.5K minus sales $86K), representing a small fraction of market cap

Risk Factors

  • First Vice President's $86K sale on same day as director's purchase creates mixed signal
  • Cluster dollar values are small — may not indicate strong conviction
  • OTC-traded bank with limited liquidity — trades may have outsized price impact

Market Snapshot

Exchange
OTC
Sector
State Commercial Banks

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-PFBX-1777989329078
13 reports for PFBX
Performance horizon
75% Hit rate @ T+60 3 of 4 directional calls Went positive at some point 4 of 4 best @ T+60▲ +7.21%Apr 24, 2026
Filters
Rows
Reports for PFBX — sortable, filterable
TypeNow
Jul 22, 2026
13w ago
Press Release
BEARISH ★ 5/10
$22.84 $24.00▼ −5.08%▼ −0.88%$24.25 (−6.17%)
Jun 4, 2026
20w ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $24.29▲ +14.31%▲ +12.42%$24.25 (+14.12%)
May 29, 2026
21w ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $23.10▲ +8.71%▲ +7.52%$24.25 (+14.12%)
May 28, 2026
21w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $22.75▲ +7.06%▲ +5.32%$24.25 (+14.12%)
May 28, 2026
21w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $22.75▲ +7.06%▲ +5.32%$24.25 (+14.12%)
May 27, 2026
21w ago
8-K
NEUTRAL ★ 2/10
$21.25 $22.75▲ +7.06%▲ +5.32%$24.25 (+14.12%)
Apr 29, 2026
25w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.17 $23.50▲ +11.01%▲ +7.66%$24.25 (+14.55%)
Apr 27, 2026
26w ago
Insider Cluster
NEUTRAL ★ 4/10
$21.32 $22.84▲ +7.14%▲ +3.05%$24.25 (+13.75%)
Apr 24, 2026
26w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.50 $23.05▲ +7.21%▲ +2.13%$24.25 (+12.79%)
Apr 24, 2026
26w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.50 $22.84▲ +6.23%▲ +2.24%$24.25 (+12.79%)
Showing 10 of 13

US Market Status

Market Closed — Opens in 4h 59m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers
Report published May 5, 2026