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Insider Cluster (3 insiders) ·Filed Sep 11, 2026

OSBC

OLD SECOND BANCORP INC
BEARISH
Impact 4/10
Horizonweeks Processed1mo ago
Insider cluster: 3 insiders, $1.4M total
Actionable Insight ▼ Bearish

The cluster of sales by a Vice Chairman and a divisional President, without any insider buying, is a cautionary signal. Monitor OSBC's next quarterly filing for any deterioration in the powersports lending portfolio or net interest margin compression. The stock's strong recent performance (up ~14% over prior 20 days per historical data) may have provided a window for insiders to lock in gains.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d
OSBC ▼ -3.79% at T+20d
SHORT call ✓ call won +3.79% · α vs SPY +5.66% · entry $25.58 → $24.61
Next anchor: T+60d in 6w
Latest observation: T+30 +8.66% FF3 residual α
Entry = T+0 close
Sep 11, 2026
via day close
T+1d
-0.27%
call +0.27% · α -0.17%
$25.51
settled 6w ago
T+5d
-2.31%
call +2.31% · α +2.09%
$24.99
settled 6w ago
T+20d
-3.79%
call +3.79% · α +5.66%
$24.61
settled 18d ago
T+60d
Pending
in 6w

Price Chart

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Executive Summary

Three OSBC insiders, including Vice Chairman Collins and President of Powersports Lending Campbell, sold a total of $1.38M in shares over a one-week window. The cluster is entirely open-market sales, with no buys to offset. While the dollar amount is modest relative to the $1.3B market cap (~0.1%), the involvement of a Vice Chairman and a divisional President suggests coordinated portfolio trimming ahead of potential headwinds in the powersports lending segment or broader rate-cycle concerns for this regional bank.

Key Financial Metrics

Direction
selling
Total Value
$1.4M
Insiders
3

Key Facts

  • Three insiders sold a total of $1.38M in open-market transactions between Sep 2-4, 2026.
  • Vice Chairman Gary S. Collins sold 5,000 shares ($129K); President of Powersports Lending Darin Campbell sold 24,000 shares ($613K); Director Hugh H. McLean sold 25,000 shares ($643K).
  • Total sales represent approximately 0.1% of OSBC's $1.3B market cap, a modest but notable cluster.
  • No insider purchases were reported in the cluster, creating a one-sided selling signal.
  • The cluster includes the President of the Powersports Lending division, a key business line for OSBC, which may signal segment-specific concerns.

Financial Impact

Insider sales of $1.38M, or ~0.1% of market cap, concentrated in a one-week window.

insider_sellingmarket_sentiment

Risk Factors

  • Insider sales may be driven by personal liquidity needs or 10b5-1 plans, not fundamental concerns.
  • The cluster is small relative to market cap, limiting the bearish signal's magnitude.
  • OSBC has a strong analyst consensus (83% bullish) and positive historical call performance, which could offset selling pressure.

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
83% bullish (12 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-OSBC-1789141870116
20 reports for OSBC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for OSBC — sortable, filterable
TypeNow
Oct 21, 2026
6d ago
8-K
MIXED ★ 5/10
$24.71awaiting T+5—$24.60 (−0.45%)
Oct 20, 2026
7d ago
8-K
NEUTRAL ★ 2/10
$25.10 $24.60▼ −1.99%▼ −2.07%$24.60 (−1.99%)
Oct 19, 2026
8d ago
8-K
NEUTRAL ★ 2/10
$25.10 $24.60▼ −1.99%▼ −2.07%$24.60 (−1.99%)
Oct 8, 2026
19d ago
SC 13G
NEUTRAL ★ 3/10
$24.86 $24.85▼ −0.04%▲ +0.24%$24.60 (−1.05%)
Oct 1, 2026
26d ago
8-K
NEUTRAL ★ 2/10
$24.63 $24.86▲ +0.93%▼ −0.37%$24.60 (−0.12%)
Sep 11, 2026
6w ago
Insider Cluster
BEARISH ★ 4/10
$25.58 $24.99▲ +2.31%▲ +2.09%$24.60 (+3.83%)
Sep 8, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$25.26 $24.98▼ −1.11%▼ −0.01%$24.60 (−2.61%)
Aug 18, 2026
10w ago
S-3ASR
NEUTRAL ★ 4/10
$25.66 $25.19▼ −1.83%▼ −1.63%$24.60 (−4.13%)
Jul 21, 2026
14w ago
8-K
NEUTRAL ★ 2/10
$23.68 $24.72▲ +4.39%▲ +5.62%$24.60 (+3.89%)
Jul 8, 2026
15w ago
8-K
NEUTRAL ★ 2/10
$22.71 $23.01▲ +1.32%▲ +0.46%$24.60 (+8.32%)
Showing 10 of 20

US Market Status

Market Closed — Opens Wed (15h 45m)

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Report published Sep 11, 2026