The EPS beat and strong balance sheet growth suggest underlying momentum; watch for sustained margin performance and whether cost discipline continues in the next quarter.
Price Chart
Executive Summary
Orrstown Financial Services reported Q1 2026 earnings with diluted EPS of $1.12, beating the consensus estimate of $1.01 by 10.9%, driven by higher net interest income and lower noninterest expenses. Loan and deposit growth were strong, though net interest margin declined slightly.
Key Financial Metrics
Key Facts
- Diluted EPS of $1.12 vs. consensus of $1.01, a 10.9% beat
- Net income of $21.8 million, up from $21.5 million in the prior quarter
- Loan portfolio grew by $40.6 million (4% annualized), deposits increased by $98.7 million
- Net interest margin declined to 3.90% from 4.00% in the prior quarter
- Noninterest expenses decreased by $0.7 million despite revenue growth
Financial Impact
EPS beat by 10.9%, net income up 1.4% sequentially
Risk Factors
- Declining net interest margin pressures profitability despite loan growth
- Increase in nonaccrual loans to 0.74% of total loans from 0.70% in prior quarter
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3278422 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 5d ago | 8-K | $42.89 | awaiting T+60 | — | $44.65 (+4.10%) |
Oct 20, 2026 6d ago | Press Release | $42.89 | awaiting T+60 | — | $44.65 (+4.10%) |
Oct 8, 2026 18d ago | SC 13G | $41.38 | awaiting T+60 | — | $44.65 (+7.90%) |
Jul 22, 2026 13w ago | 8-K | $41.37 $41.49 | ▲ +0.29% | ▼ −2.97% | $44.65 (+7.93%) |
Jul 21, 2026 13w ago | Press Release | $41.37 $41.49 | ▲ +0.29% | ▼ −2.97% | $44.65 (+7.93%) |
Jun 12, 2026 19w ago | Institutional Cluster | $39.94 $42.23 | ▲ +5.73% | ▲ +2.47% | $44.65 (+11.79%) |
May 5, 2026 24w ago | 8-K | $36.90 $42.79 | ▲ +15.96% | ▲ +13.22% | $44.65 (+21.00%) |
Apr 22, 2026 26w ago | 8-K | $35.58 $41.34 | ▲ +16.20% | ▲ +11.42% | $44.65 (+25.51%) |
Apr 21, 2026 26w ago | Press Release | $35.58 $41.34 | ▲ +16.20% | ▲ +11.42% | $44.65 (+25.51%) |
Apr 13, 2026 28w ago | Press Release | $38.13 $39.92 | ▲ +4.68% | ▼ −3.84% | $44.65 (+17.09%) |
US Market Status
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