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8-K ·Filed Apr 22, 2026

ORRF

ORRSTOWN FINANCIAL SERVICES INC
BULLISH
Impact 7/10
Horizonimmediate Processed6mo ago SEC0001628280-26-026395
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish

Monitor next quarter for sustainability of expense reductions and noninterest income growth, particularly from life insurance gains.

DirectionBullish
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d ⚠ clustered
ORRF ▲ +16.20% at T+60d
LONG call ✓ call won +16.20% · α vs SPY +11.42% · entry $35.58 → $41.34
Entry = T+0 close
Apr 22, 2026
via day close
T+1d
+3.02%
call +3.02% · α +3.41%
$36.65
settled 6mo ago
T+5d
+4.54%
call +4.54% · α +4.48%
$37.19
settled 6mo ago
T+20d
+0.60%
call +0.60% · α -2.56%
$35.79
settled 5mo ago
T+60d
+16.20%
call +16.20% · α +11.42%
$41.34
settled 3mo ago

Price Chart

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Executive Summary

Orrstown Financial Services reported Q1 2026 earnings with diluted EPS of $1.12, a 6.3% beat over the $1.05 consensus, driven by lower noninterest expenses and higher noninterest income. The company also declared a $0.30 dividend.

Key Financial Metrics

EPS
$1.12
est $1.05 · +6.7%
Revenue
$64.6M
est $51.1M · +26.4%
Rating
beat

Key Facts

  • Diluted EPS of $1.12 vs. $1.11 in Q4 2025 and $0.93 in Q1 2025
  • Net income of $21.8 million, up from $21.5 million in Q4 2025
  • Noninterest income increased by $1.2 million to $15.6 million
  • Noninterest expenses decreased by $0.7 million to $36.7 million
  • Tangible book value per share increased to $25.76 from $25.21

Financial Impact

$1.12 EPS, $15.6M noninterest income

epsnoninterestIncomenetIncome

Risk Factors

  • Nonaccrual loans increased to $30.0 million from $28.0 million
  • Provision for credit losses increased to $0.7 million from $0.1 million

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001628280-26-026395
Document: orrf-20260421.htm0001628280-26-026395
Document: 0001628280-26-026395-index-headers.html0001628280-26-026395
Document: 0001628280-26-026395-index.html0001628280-26-026395
Document: 0001628280-26-026395.txt0001628280-26-026395
8-K Data (Synthetic)0001628280-26-026395
11 reports for ORRF
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for ORRF — sortable, filterable
TypeNow
Oct 21, 2026
6d ago
8-K
BULLISH ★ 6/10
$42.89awaiting T+60—$44.29 (+3.26%)
Oct 20, 2026
7d ago
Press Release
BULLISH ★ 6/10
$42.89awaiting T+60—$44.29 (+3.26%)
Oct 8, 2026
19d ago
SC 13G
NEUTRAL ★ 3/10
$41.38awaiting T+60—$44.29 (+7.03%)
Jul 22, 2026
13w ago
8-K
MIXED ★ 5/10
$41.37 $41.49▲ +0.29%▼ −2.97%$44.29 (+7.06%)
Jul 21, 2026
14w ago
Press Release
NEUTRAL ★ 5/10
$41.37 $41.49▲ +0.29%▼ −2.97%$44.29 (+7.06%)
Jun 12, 2026
19w ago
Institutional Cluster
BULLISH ★ 6/10
$39.94 $42.23▲ +5.73%▲ +2.47%$44.29 (+10.89%)
May 5, 2026
25w ago
8-K
NEUTRAL ★ 2/10
$36.90 $42.79▲ +15.96%▲ +13.22%$44.29 (+20.03%)
Apr 22, 2026
26w ago
8-K
BULLISH ★ 7/10
$35.58 $41.34▲ +16.20%▲ +11.42%$44.29 (+24.50%)
Apr 21, 2026
27w ago
Press Release
BULLISH ★ 7/10
$35.58 $41.34▲ +16.20%▲ +11.42%$44.29 (+24.50%)
Apr 13, 2026
28w ago
Press Release
NEUTRAL ★ 1/10
$38.13 $39.92▲ +4.68%▼ −3.84%$44.29 (+16.14%)
Showing 10 of 11

US Market Status

Market Closed — Opens Thu (11h 26m)

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Report published Apr 22, 2026