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8-K ·Filed May 5, 2026

OPHC

OptimumBank Holdings, Inc.
NEUTRAL
Impact 2/10
Horizonweeks Processed5mo ago SEC0001493152-26-021238
8-K context-dependent: Items 5.02
Actionable Insight • Neutral

Monitor the next quarterly filing for any strategic shifts under new leadership. The appointment of a former Chairman as CEO and a new President suggests potential operational changes, but no immediate catalyst.

DirectionNeutral
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d
OPHC ▲ +26.12% at T+60d
NEUTRAL call +26.12% · α vs SPY +23.38% · entry $5.59 → $7.05
Entry = T+0 close
May 5, 2026
via day close
T+1d
-1.25%
call -1.25% · α -2.64%
$5.52
settled 6mo ago
T+5d
-1.43%
call -1.43% · α -3.42%
$5.51
settled 6mo ago
T+20d
-0.89%
call -0.89% · α -5.85%
$5.54
settled 5mo ago
T+60d
+26.12%
call +26.12% · α +23.38%
$7.05
settled 3mo ago

Price Chart

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Executive Summary

CEO Timothy Terry retired on May 1, 2026, and Chairman Moishe Gubin was appointed as his replacement. Braden R. Smith was also named President of the bank subsidiary. This is a routine leadership transition with no financial data or material changes disclosed.

Key Facts

  • CEO Timothy Terry retired effective May 1, 2026, and will assist with the transition.
  • Chairman Moishe Gubin appointed as CEO and principal executive officer of the company and bank.
  • Braden R. Smith appointed President of the bank; previously Chief Business Development Officer at Amerant Bank.
  • No financial data, compensation details, or material agreements disclosed in the filing.

Financial Impact

No financial figures disclosed; routine executive transition.

Risk Factors

  • Leadership transition may cause short-term uncertainty in execution.
  • No financial details provided to assess impact on performance.

Market Snapshot

Exchange
NYSE
Sector
National Commercial Banks
Analyst Consensus
0% bullish (6 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001493152-26-021238
Document: 0001493152-26-021238-index-headers.html0001493152-26-021238
Document: 0001493152-26-021238-index.html0001493152-26-021238
Document: 0001493152-26-021238.txt0001493152-26-021238
7 reports for OPHC
Performance horizon
100% Hit rate @ T+5 4 of 4 directional calls Went positive at some point 4 of 4 best @ T+20▲ +47.62%Jul 24, 2026
Filters
Rows
Reports for OPHC — sortable, filterable
TypeNow
Sep 22, 2026
5w ago
EFFECT
NEUTRAL ★ 4/10
$9.23 $8.92▼ −3.36%▼ −2.17%$9.00 (−2.49%)
Sep 10, 2026
6w ago
S-4
NEUTRAL ★ 3/10
$9.07 $9.33▲ +2.87%▲ +3.09%$9.00 (−0.77%)
Aug 13, 2026
10w ago
8-K
BULLISH ★ 7/10
$9.18 $9.22▲ +0.44%▲ +2.40%$9.00 (−1.96%)
Jul 24, 2026
13w ago
8-K
BULLISH ★ 7/10
$6.30 $7.05▲ +11.90%▲ +11.53%$9.00 (+42.86%)
May 5, 2026
25w ago
8-K
NEUTRAL ★ 2/10
$5.59 $5.51▼ −1.43%▼ −3.42%$9.00 (+61.00%)
Apr 24, 2026
26w ago
8-K
BEARISH ★ 6/10
$5.52 $5.46▲ +1.09%▲ +2.00%$9.00 (−63.04%)
Apr 24, 2026
26w ago
Press Release
BEARISH ★ 6/10
$5.52 $5.46▲ +1.09%▲ +2.00%$9.00 (−63.04%)
Showing 7 of 7

US Market Status

Market Closed — Opens Wed (16h 33m)

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Report published May 5, 2026