The $450,000 initial payment due October 31, 2026 is the critical near-term catalyst — failure to pay triggers immediate enforcement. Monitor Onfolio's cash position and any subsequent filings for payment status or restructuring.
Price Chart
Executive Summary
Onfolio Holdings' subsidiary Eastern Standard, LLC defaulted on an $850,000 promissory note that matured on October 1, 2026. The company entered into a forbearance agreement requiring a $450,000 initial payment by October 31, 2026, followed by $60,000 monthly payments and a final payment of $45,754.29 by July 1, 2027, totaling $915,754.29. If payments are missed, the lender can immediately enforce remedies, including seizing collateral and calling the corporate guaranty.
Key Facts
- Onfolio subsidiary Eastern Standard, LLC defaulted on an $850,000 promissory note that matured on October 1, 2026.
- The forbearance agreement requires a $450,000 initial payment by October 31, 2026, followed by $60,000 monthly payments and a $45,754.29 final payment on July 1, 2027.
- Total scheduled payoff amount is $915,754.29, including principal, interest, a $20,000 late charge, and other amounts.
- If the initial payment is not made by October 31, 2026, or any monthly payment is not cured within 10 days, the lender may immediately exercise all remedies under the note, security agreement, and guaranty.
- The note remains matured and default interest continues to accrue; the forbearance does not cure or waive any existing defaults.
Financial Impact
Total scheduled payoff of $915,754.29 on an $850,000 note; $450,000 initial payment due by October 31, 2026.
Risk Factors
- Failure to make the $450,000 initial payment by October 31, 2026 could trigger immediate asset seizure and guaranty enforcement.
- The company may face liquidity constraints given the large near-term cash requirement relative to its market cap.
- Default interest continues to accrue, increasing total obligation if payments are delayed.
Investment Themes
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001213900-26-110936 |
| Document: ea0309102-8k_onfolio.htm | 0001213900-26-110936 |
| Document: 0001213900-26-110936-index-headers.html | 0001213900-26-110936 |
| Document: 0001213900-26-110936-index.html | 0001213900-26-110936 |
| Document: 0001213900-26-110936.txt | 0001213900-26-110936 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 23, 2026 3d ago | S-1 | $0.5385 | awaiting T+5 | — | $0.4810 (+10.68%) |
Oct 20, 2026 6d ago | 8-K | $0.5334 | awaiting T+5 | — | $0.4810 (+9.82%) |
Oct 19, 2026 7d ago | DEF 14A | $0.5505 $0.4812 | ▼ −12.59% | ▼ −12.44% | $0.4810 (−12.62%) |
Oct 7, 2026 19d ago | 8-K | $0.8170 $0.5510 | ▲ +32.56% | ▲ +31.58% | $0.4810 (+41.13%) |
Oct 5, 2026 21d ago | SC 13G/A | $0.8630 $0.6100 | ▼ −29.32% | ▼ −29.18% | $0.4810 (−44.26%) |
Aug 27, 2026 8w ago | 8-K | $1.42 $1.18 | ▼ −16.90% | ▼ −17.17% | $0.4810 (−66.13%) |
Aug 20, 2026 9w ago | Press Release | $1.57 $1.42 | ▲ +9.27% | ▲ +10.38% | $0.4810 (+69.27%) |
Aug 10, 2026 11w ago | 8-K | $2.46 $2.16 | ▼ −12.20% | ▼ −11.79% | $0.4810 (−80.45%) |
Jul 28, 2026 12w ago | 8-K | $0.1148 $0.0810 | ▼ −29.44% | ▼ −33.56% | $0.4810 (+318.99%) |
Jul 24, 2026 13w ago | 8-K | $0.1005 $0.0878 | ▲ +12.64% | ▲ +15.15% | $0.4810 (−378.61%) |
US Market Status
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