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Insider Cluster (3 insiders) ·Filed Apr 30, 2026

NWFL

NORWOOD FINANCIAL CORP
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 3 insiders, $0.0M total
Actionable Insight • Neutral

The insider buying is insignificant relative to market cap. The bearish earnings report with merger costs is the dominant event. Monitor next quarter's results for integration progress and cost synergies.

DirectionNeutral
Confidencemedium
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
NWFL ▲ +10.03% at T+60d
NEUTRAL call +10.03% · α vs SPY +8.55% · entry $30.26 → $33.30
Entry = T+0 close
Apr 30, 2026
via day close
T+1d
-4.73%
call -4.73% · α -4.36%
$28.83
settled 6mo ago
T+5d
-1.23%
call -1.23% · α -3.59%
$29.89
settled 6mo ago
T+20d
-2.75%
call -2.75% · α -8.01%
$29.43
settled 5mo ago
T+60d
+10.03%
call +10.03% · α +8.55%
$33.30
settled 3mo ago

Price Chart

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Executive Summary

Three NWFL insiders (CFO and two directors) made open-market purchases totaling ~$43K, a trivial 0.013% of market cap. This follows a bearish Q1 earnings miss with merger-related expenses. The buying is too small to signal material confidence and is likely routine portfolio adjustment.

Key Financial Metrics

Direction
buying
Total Value
$43.0K
Insiders
3

Key Facts

  • EVP & CFO McCaffery purchased 1,000 shares ($29K) on 2026-04-30
  • Director Carroll purchased 256 shares total ($7.6K) over 2 days
  • Director Shook purchased 375 shares ($10.9K) on 2026-04-30
  • Total cluster value ~$43K vs $325M market cap (0.013%)
  • Previous 8-K on 2026-04-27 reported Q1 adjusted EPS $0.72 vs $0.81 consensus

Financial Impact

Insider purchases total ~$43K, negligible relative to $325M market cap

Risk Factors

  • Further merger-related expenses could depress earnings
  • Potential dilution from acquisition financing

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
75% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-NWFL-1778087359509
19 reports for NWFL
Performance horizon
60% Hit rate @ T+20 3 of 5 directional calls Went positive at some point 3 of 5 best @ T+60▲ +9.12%Apr 28, 2026
Filters
Rows
Reports for NWFL — sortable, filterable
TypeNow
Oct 27, 2026
today
8-K
BULLISH ★ 6/10
$34.90awaiting T+20—$37.18 (+6.53%)
Oct 27, 2026
today
Press Release
BULLISH ★ 6/10
$34.90awaiting T+20—$37.18 (+6.53%)
Sep 24, 2026
4w ago
Press Release
NEUTRAL ★ 1/10
$33.78awaiting T+20—$37.18 (+10.07%)
Sep 16, 2026
5w ago
8-K
NEUTRAL ★ 2/10
$35.16 $33.46▼ −4.83%▼ −6.04%$37.18 (+5.75%)
Aug 28, 2026
8w ago
8-K / PRESS-RELEASE
NEUTRAL ★ 4/10
$34.16 $33.34▼ −2.40%▼ −2.21%$37.18 (+8.84%)
Jul 30, 2026
12w ago
Insider Buy
BULLISH ★ 4/10
$33.70 $34.03▲ +0.98%▼ −2.99%$37.18 (+10.33%)
Jul 27, 2026
13w ago
8-K
BULLISH ★ 6/10
$33.71 $34.10▲ +1.16%▼ −2.14%$37.18 (+10.29%)
Jul 22, 2026
13w ago
Press Release
MIXED ★ 6/10
$30.35 $33.60▲ +10.71%▲ +7.81%$37.18 (+22.50%)
Jul 22, 2026
13w ago
8-K
MIXED ★ 5/10
$30.35 $33.60▲ +10.71%▲ +7.81%$37.18 (+22.50%)
Jun 30, 2026
17w ago
Press Release
NEUTRAL ★ 1/10
$32.15awaiting T+20—$37.18 (+15.65%)
Showing 10 of 19

US Market Status

Market Closed — Opens Wed (17h 18m)

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Report published May 6, 2026