Insider Cluster (2 insiders) ·Filed Apr 30, 2026
Insider cluster: 2 insiders, $40K total
Actionable Insight • Neutral
Insider purchases are minimal and likely routine portfolio adjustments. No actionable signal. Monitor upcoming quarterly results for improvement in margins and merger integration progress.
Final — all horizons settled through T+60d ⚠ clustered
NWFL ▲ +10.03% at T+60d
NEUTRAL call +10.03% · α vs SPY +8.55% · entry $30.26 → $33.30
T+1d
-4.73%
call -4.73% · α -4.36%
$28.83
settled 6mo ago
T+5d
-1.23%
call -1.23% · α -3.59%
$29.89
settled 6mo ago
T+20d
-2.75%
call -2.75% · α -8.01%
$29.43
settled 5mo ago
T+60d
+10.03%
call +10.03% · α +8.55%
$33.30
settled 3mo ago
Price Chart
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Executive Summary
Two NWFL insiders (CFO and director) made small open-market purchases totaling ~$40K, representing just 0.013% of market cap. This is routine insider activity with no material signal, especially in light of the company's recent Q1 earnings miss due to merger costs.
Key Financial Metrics
Direction
buying
Total Value
$40.3K
Insiders
2
Key Facts
- EVP & CFO McCaffery purchased 1,000 shares at $29.44, total $29,440.
- Director Shook purchased 375 shares at $29.06, total $10,898.
- Total insider buying of ~$40K is negligible relative to $319M market cap (<0.1%).
- Cluster follows Q1 2026 earnings miss (adjusted EPS $0.72 vs consensus $0.81) and $4.9M merger costs.
Financial Impact
Negligible; total purchases represent ~0.013% of market cap.
Risk Factors
- Further dilution or credit quality deterioration from Presence Bank acquisition.
- Continued earnings pressure from integration expenses.
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
75% bullish (8 analysts)
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-NWFL-1777653693033 |
19 reports for NWFL
60% Hit rate @ T+20 Went positive at some point 3 of 5 best @ T+60▲ +9.12%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 27, 2026 today | 8-K | $34.90 | awaiting T+20 | — | $37.18 (+6.53%) |
Oct 27, 2026 today | Press Release | $34.90 | awaiting T+20 | — | $37.18 (+6.53%) |
Sep 24, 2026 4w ago | Press Release | $33.78 | awaiting T+20 | — | $37.18 (+10.07%) |
Sep 16, 2026 5w ago | 8-K | $35.16 $33.46 | ▼ −4.83% | ▼ −6.04% | $37.18 (+5.75%) |
Aug 28, 2026 8w ago | 8-K / PRESS-RELEASE | $34.16 $33.34 | ▼ −2.40% | ▼ −2.21% | $37.18 (+8.84%) |
Jul 30, 2026 12w ago | Insider Buy | $33.70 $34.03 | ▲ +0.98% | ▼ −2.99% | $37.18 (+10.33%) |
Jul 27, 2026 13w ago | 8-K | $33.71 $34.10 | ▲ +1.16% | ▼ −2.14% | $37.18 (+10.29%) |
Jul 22, 2026 13w ago | Press Release | $30.35 $33.60 | ▲ +10.71% | ▲ +7.81% | $37.18 (+22.50%) |
Jul 22, 2026 13w ago | 8-K | $30.35 $33.60 | ▲ +10.71% | ▲ +7.81% | $37.18 (+22.50%) |
Jun 30, 2026 17w ago | Press Release | $32.15 | awaiting T+20 | — | $37.18 (+15.65%) |
Showing 10 of 19
US Market Status
Market Closed — Opens Wed (17h 16m)
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